




811 Charlestown Beach Rd, Charlestown, RI, 02813
About This Home
Check out this lovely Beach House sitting on 3 plus Acres, with 2 Bedrooms 1 Bathroom, Outdoor Shower and incredible panoramic views of the Ocean and Block Island. This house has great vacation rental history and room for potential expansion.
Getting Around
Schools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Dry Wall,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Oven/Range,Refrigerator
Basement
- Has basement: Yes
- Basement: None,Bulkhead,Unfinished
Bathroom
- Features: Bath w Shower Stall
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Wall (Dry Wall),Plumbing (Mixed)
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,096
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: None
Interior Area
- Total structure area: 1,096
- Total interior livable area: 1,096 sqft
Property
Details
- Parcel number: CHARM9L59
- Zoning: R2A
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Access,Walk to Salt Water
Lot
- Lot size: 3.35 Acres
Parking
- Total spaces: 4
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,641 | $151,692 |
| Home Insurance * | $1,131 | $13,572 |
| Property Taxes | $1,196 | $14,352 |
| Electricity | $389 | $4,675 |
| Total | $15,357 | $184,284 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-12 | Listed for sale | $2,500,000 |
| 2000-03-10 | Sold | $317,500 |
