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304 Indiana Ave, Providence, RI, 02905

5beds
2baths
2,500sqft
$399,000
$160price/sqft
$3,022/moest. monthly cost
$120,880/yrincome needed

About This Home

Welcome to 304 Indiana Avenue, a cherished family home offered for the first time in 55 years. Rich in character and timeless craftsmanship, this spacious five-bedroom, two full bath residence blends original architectural details with exceptional potential for today's lifestyle. Step onto the inviting front porch and into a home where original hardwood floors, classic bullseye moldings, and period detailing showcase the quality and charm of Providence's deep historic past. Generous living spaces provide room for everyone, while the flexible floor plan offers endless opportunities to make this home your own. Outside, enjoy a beautifully fenced backyard featuring established gardens, perfect for relaxing, entertaining, or cultivating your green thumb. Additional conveniences include off-street parking and a one-car garage. The lower level expands the possibilities with its own private entrance and ample space that is ideal for creating an in-law apartment, guest suite, or additional living area. Whether you're searching for a home filled with historic character, space for a growing family, or a property with multi-generational living potential, 304 Indiana Avenue is a rare opportunity to own a home that has been lovingly cared for across generations. Conveniently located near parks, schools, shopping, dining, major highways, and downtown Providence, this is your chance to create the next chapter in a truly special home.

Getting Around

78
WalkingVery Walkable
46
TransitSome Transit
62
BikeBikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Mixed
  • Construction materials: Dry Wall,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dryer,Exhaust Fan,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Finished,Bath/Stubbed,Bedroom(s),Family Room,Kitchen,Laundry

Bathroom

  • Level: Second

Bathroom

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Insulation (Ceiling),Insulation (Unknown)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Skylight(s)
  • Flooring: Hardwood,Vinyl,Carpet
  • Fireplace features: None
  • Attic: Attic Storage
  • Finished area below ground: 900
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 2,500 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Other

  • Level: Lower

Pantry

  • Level: First

Storage

  • Level: Lower

Property

Details

  • Parcel number: PROVM87L89
  • Other equipment: Cable TV

Features

  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 3,049 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$234$2,808
Property Taxes $262$3,144
Electricity $509$6,109
Total$3,022$36,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,611/yr
40% on housing$90,660/yr
45% on housing$80,586/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 02905$247
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02905$239
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$399,000

For Sale by Agent

AgentRobin Tregenza
BrokerageResidential Properties Ltd.

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