See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Browning Rd, Westerly, RI, 02891

5beds
6baths
4,657sqft
$9,750,000
$2,094price/sqft
$63,473/moest. monthly cost
$2,538,920/yrincome needed

About This Home

A truly unique offering in Watch Hill... 7.5 acres of land suited for an owner seeking scale, privacy, and long-term flexibility. With over 1,000 feet of road frontage, this oversized parcel presents a rare chance to create an upscale family compound, hold a 7+ acre estate, or thoughtfully separate land for future family use without sacrificing exclusivity or privacy. Positioned across from Misquamicut Golf Club and minutes to the Ocean House, the property combines prestige with uncommon acreage in one of Rhode Island’s most coveted coastal settings. This makes an exceptional opportunity for buyers who value land as much as location. The existing estate includes a main residence with European inspired character offering 3BR and 4BA, along with a separate guest house featuring 2BR, 1BA, and a 3 car garage making it ideal for extended family, caretakers, or interim use while planning a long term vision. Mature landscaping, stone patios, and expansive grounds create a sense of privacy that feels increasingly rare this close to the coast. Whether preserved as a single luxury holding, configured as a multi-generational family retreat, or reserved for future flexibility, this is a unique offering. This is a once in a generation opportunity to develop or reimagine a significant coastal estate in a prime location.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

6/10
Westerly Middle SchoolGrades 5-83.4 mi
7/10
Westerly High SchoolGrades 9-124.0 mi
5/10
Dunn's Corners SchoolGrades K-43.8 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Mixed
  • Construction materials: Plaster,Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Wall (Plaster),Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood,Other
  • Number of fireplaces: 4
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,657

Heating & Cooling

  • Heating features: Electric,Bottle Gas,Oil,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,657
  • Total interior livable area: 4,657 sqft

Property

Details

  • Parcel number: WESTM173B53
  • Zoning: R43

Lot

  • Lot size: 7.52 Acres
  • Features: Secluded

Parking

  • Total spaces: 15
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $49,301$591,612
Home Insurance *$5,586$67,032
Property Taxes $7,638$91,656
Electricity $948$11,381
Total$63,473$761,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,176,217/yr
40% on housing$1,904,190/yr
45% on housing$1,692,613/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,094This listing

vs Other Active Listings

Avg $/sqft

ZIP 02891$967
Washington County$608

vs Homes Sold Last Month

Median $/sqft

ZIP 02891$337
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-30Listed for sale$9,750,000
2026-01-28Listing removed$10,950,000
2025-05-02Price change$10,950,000
2024-08-14Listed for sale$12,950,000

For Sale by Agent

AgentThe Schilke Team
BrokerageSchilke Realty

Similar Homes