32 Judith St, Providence, RI, 02909
About This Home
**Price Reduction*** Calling all Investors and owner-occupants alike: this exceptional three-unit property in Providence's Silver Lake area offers the potential to become a four-unit property. Left Side: The first floor (1L) features an occupied two-bedroom unit. The second floor (2L) is a vacant, newly renovated two-bedroom unit—ideal for an owner-occupant. The third floor (3L) offers great potential to be converted into a third three-bedroom unit. Right Side (1R): A spacious, newly renovated three-bedroom townhouse-style apartment (only one room is currently rented). Located on a dead-end street with ample on-street parking. The property features new energy-efficient heating systems and 100-amp electrical panels in great condition. The basement is large with washer/dryer hookups and significant potential if finished. Tenants are month-to-month leases, providing flexibility for new owners to obtain market rents ($1900-$2200/unit). Nice size back yard. Utilities are paid separately by tenants. Don't miss out to own great potential low maintenance revenue producing property. Message listing agent to schedule showing.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 1859
Materials
- Foundation: Unknown
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: In Building
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Unfinished
Bathroom
- Features: Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Other,Vinyl,Carpet
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 3,049
Property
Details
- Parcel number: PROVM105L224
- Attached to another structure: Yes
Features
- Stories: 3
Lot
- Lot size: 3,049 sqft
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,958 | $35,496 |
| Home Insurance * | $351 | $4,212 |
| Property Taxes | $343 | $4,116 |
| Electricity | $424 | $5,088 |
| Total | $4,076 | $48,912 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $635,000 |
| 2026-04-05 | Listed for sale | $655,000 |
| 2024-09-12 | Listing removed | $2,600 |
| 2024-08-24 | Price change | $2,600 |
| 2024-08-19 | Listed for rent | $3,000 |
| 2023-08-24 | Sold | $455,000 |
| 2023-06-25 | Contingent | $420,000 |
| 2023-06-16 | Listed for sale | $420,000 |
| 2021-11-05 | Sold | $268,000 |
| 2019-03-07 | Sold | $94,526 |
| 2018-11-16 | Listed for sale | -- |
View on Zillow