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32 Summit Ave, West Warwick, RI, 02893

3beds
2baths
2,840sqft
$399,900
$141price/sqft
$3,264/moest. monthly cost
$130,560/yrincome needed

About This Home

Welcome to 32 Summit Ave in West Warwick! This home offers the perfect blend of comfort and convenience in a desirable location. 3 bedrooms and one full bathroom bathrooms, the property boasts a spacious layout, abundant natural light, and updates throughout. The kitchen is updated and equipped. Extra lot to build another single family home, Great opportunity for investors Enjoy the private deck / perfect for relaxing or entertaining. Conveniently located near schools, shopping, restaurants, and major highways, this home is ideal for commuters and families alike. Don’t miss the opportunity to make this property yours—schedule your private showing today!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
3/10
West Warwick High SchoolGrades 9-121.2 mi
4/10
John F. Horgan SchoolGrades K-40.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 1,420
  • Finished area above ground: 1,420

Heating & Cooling

  • Heating features: None,Central Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 2,840 sqft

Other

  • Level: First

Property

Details

  • Parcel number: WWAR00202570000

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 3
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$190$2,280
Property Taxes $474$5,688
Electricity $578$6,940
Total$3,264$39,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,908/yr
40% on housing$97,920/yr
45% on housing$87,040/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 02893$193
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02893$259
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Price change$399,900
2025-11-12Price change$405,500
2025-10-10Price change$419,500
2025-09-08Listed for sale$425,000
1995-09-25Sold$50,000

For Sale by Agent

AgentConsuelo Quinonez
BrokeragePalma Realty Corporation

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