60 Cottage Ave, Portsmouth, RI, 02871
About This Home
Welcome to Island Park! Located just steps from the beach, waterfront dining, and some of Portsmouth's most popular restaurants, this 3-bedroom home offers the opportunity to enjoy the quintessential coastal lifestyle. The interior features a large living room, spacious dining area, and a functional layout ready for your personal touches. Relax on the inviting front porch, perfect for enjoying summer breezes, or entertain in the fenced backyard. Off-street parking adds convenience, while the highly desirable neighborhood provides easy access to beaches, boating, and all that Island Park has to offer. The property is in need of some updating but presents tremendous potential for those looking to create their ideal year-round residence, vacation home, or investment property in a sought-after seaside location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Stone
- Construction materials: Dry Wall,Paneled,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater,Oven/Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Unfinished,Storage Space,Utility
Bathroom
- Features: Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Wall (Dry Wall),Wall (Paneled),Plumbing (Mixed),Insulation (Unknown)
- Flooring: Hardwood,Laminate,Vinyl,Carpet
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,548
Heating & Cooling
- Heating features: Oil,Baseboard,Forced Water
- Cooling features: None
Interior Area
- Total structure area: 1,548
- Total interior livable area: 1,548 sqft
Property
Details
- Parcel number: PORTM020B0226B
Features
- Fencing: Fenced
- Waterfront features: Flood Insurance,Walk to Salt Water
Lot
- Lot size: 3,049 sqft
Parking
- Total spaces: 4
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $530 | $6,360 |
| Electricity | $389 | $4,675 |
| Total | $3,497 | $41,964 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $475,000 |
| 2026-07-01 | Price change | $475,000 |
| 2026-06-08 | Listed for sale | $509,000 |
| 1998-01-30 | Sold | $117,000 |
View on Zillow