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204 Talcott St, Woonsocket, RI, 02895

4beds
2baths
2,436sqft
$459,000
$188price/sqft
$3,579/moest. monthly cost
$143,160/yrincome needed

About This Home

Welcome to 204 Talcott Street, a rare Contemporary Ranch in Woonsocket's desirable Oak Grove neighborhood, offering 2,436 sq ft of finished living space across two complete levels. The main floor features an open layout with a large eat-in kitchen large enough to host big family gatherings, massive living room, 3 bedrooms, a full bath, and a den with slider to a spacious private deck where you can relax in the backyard year-round. The walk-out lower level is a true standout, boasting its own updated modern kitchen with white shaker cabinetry, subway tile, and butcher-block counters, a huge living/dining area, a full bath with stand-up shower, and a massive 4th bedroom with an enormous walk-in closet. Ideal for extended family or a wonderful alternative for families who want separate spaces to spread out and work, lounge, exercise, craft and play. Complete with dedicated laundry, mud room entry, workout/office space, and abundant storage. Enjoy the convenience of low-maintenance vinyl siding and a parking area that supports 5 to 6 vehicles. Unbeatable commuter location minutes to Rt 146, shopping, hospitals, golf, and schools. A home this spacious, flexible, and move-in ready won't last. Be sure to check out the 3D Tour and Schedule your showing today!

Getting Around

28
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

4/10
Bernon Heights SchoolGrades K-51.2 mi
3/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Ceramic,Dry Wall,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Disposal,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Finished,Bath/Stubbed,Bedroom(s),Common,Family Room,Kitchen,Laundry,Living Room,Media Room,Office,Playroom,Storage Space,Utility,Workout Room

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Family Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Features

  • Wall (Cermaic),Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Copper),Plumbing (Mixed),Plumbing (PVC),Insulation (Ceiling),Insulation (Floors)
  • Flooring: Ceramic Tile,Laminate,Other
  • Fireplace features: None
  • Finished area below ground: 1,080
  • Finished area above ground: 1,356

Heating & Cooling

  • Heating features: Oil,Baseboard,Forced Water,Zoned
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 2,436 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Laundry

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Living Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Master Bedroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Mud Room

  • Level: Lower

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Storage

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Utility Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Property

Accessibility

  • Accessibility features: Flat Thresholds

Details

  • Parcel number: WOONM44AL338U20
  • Zoning: R2

Features

  • Patio & porch: Deck

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 6
  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$220$2,640
Property Taxes $543$6,516
Electricity $496$5,953
Total$3,579$42,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,708/yr
40% on housing$107,370/yr
45% on housing$95,440/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 02895$181
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02895$240
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$469,000
2023-08-24Sold$408,000
2023-08-07Pending sale$369,900
2023-07-18Contingent$369,900
2023-07-10Listed for sale$369,900
2018-08-04Listing removed$234,900
2018-05-22Listed for sale$234,900
2011-03-03Listing removed$194,500
2011-02-05Price change$194,500
2010-09-02Listed for sale$199,000
2003-08-18Sold$193,000
1991-04-24Sold$109,000

For Sale by Agent

AgentStacy Corrigan, Real Broker, LLC, Peace of Mind Team, Real Broker, LLC
BrokerageReal Broker, LLC

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