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12 Poplar St, Newport, RI, 02840

6beds
7baths
4,012sqft
$2,185,000
$545price/sqft
$14,153/moest. monthly cost
$566,120/yrincome needed

About This Home

Welcome to Poplar Point, a beautifully renovated residence set on an oversized lot in Newport’s coveted Point neighborhood offering rare space, flexibility, and refined coastal living. The bright main home features high ceilings, hardwood floors, and abundant natural light. The kitchen is appointed with top-of-the-line appliances, marble countertops, and a walk-in pantry, opening to comfortable living and dining spaces and a desirable first-floor primary suite with en-suite bath, walk-in closet, and enclosed front porch. Upstairs are three additional bedrooms, three full bathrooms, and a second living area, while the third-floor cupola offers flexible space for an office, guest room, or fitness area. The property includes multiple distinct living spaces, including a private apartment with its own entrance, as well as 12 1/2 Poplar Street, a detached one-bedroom, one-bath cottage with its own heating, electric, and water line that has been successfully rented for years and is equally suited as a guest house, studio, or home office. A very large basement provides exceptional storage and utility space. Set on one of the larger lots in The Point with beautifully landscaped grounds and generous off-street parking, the property offers a rare opportunity to spread out, entertain, and enjoy Newport’s coastal lifestyle just moments from the harbor, waterfront parks, and downtown. This is a multi-family home, inclusive of an in-law apartment and separate cottage. Inquire for more info.

Getting Around

93
WalkingWalker's Paradise
39
TransitSome Transit
0
BikeNot Bike Friendly

Schools

4/10
Rogers High SchoolGrades 9-121.7 mi
4/10
Pell Elementary SchoolGrades PK-41.2 mi

Construction

Condition

  • Year built: 1876

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter,Stone
  • Construction materials: Dry Wall,Plaster,Shingles

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished,Utility

Bathroom

  • Features: Bath w Tub, Bath w Shower Stall, Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Wall (Plaster),Skylight,Stairs,Insulation (Ceiling),Insulation (Walls)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,012

Heating & Cooling

  • Heating features: Electric,Natural Gas,Oil,Baseboard,Forced Water,Gas Connected
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,012
  • Total interior livable area: 4,012 sqft

Property

Details

  • Parcel number: NEWPM017B0004
  • Zoning: R10

Features

  • Waterfront features: Walk to Salt Water

Lot

  • Lot size: 8,276 sqft
  • Features: Local Historic District

Parking

  • Total spaces: 6
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,048$132,576
Home Insurance *$733$8,796
Property Taxes $1,555$18,660
Electricity $817$9,804
Total$14,153$169,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$485,245/yr
40% on housing$424,590/yr
45% on housing$377,413/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$545This listing

vs Other Active Listings

Avg $/sqft

ZIP 02840$744
Newport County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 02840$651
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$2,350,000
2025-12-30Listing removed$2,195,000
2025-12-03Listed for sale$2,195,000
2025-11-28Listing removed$2,195,000
2025-10-24Price change$2,195,000
2025-08-28Price change$2,395,000
2025-07-23Price change$2,525,000
2025-06-11Listed for sale$2,550,000
2024-12-19Listing removed$4,500
2024-09-05Price change$4,500
2024-08-09Listed for rent$5,500
2024-08-09Listing removed--
2024-06-05Price change$18,000
2023-10-17Listed for rent$25,000
2023-07-18Listing removed--
2023-06-13Listed for rent$25,000
2023-06-13Listing removed--
2023-05-01Price change$33,000
2023-03-29Price change$35,000
2022-11-27Price change$2,000
2022-11-09Listed for rent$2,100
2022-04-12Listing removed--
2022-03-01Contingent$1,790,000
2022-01-21Listed for sale$1,790,000
2020-06-16Listing removed$6,000
2018-01-09Sold$650,000

For Sale by Agent

AgentLauren Mailloux
BrokerageOur Real Estate

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