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34 Crestwood Ln, Charlestown, RI, 02813

3beds
3baths
3,042sqft
$924,900
$304price/sqft
$6,155/moest. monthly cost
$246,200/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac just minutes from Charlestown's beautiful beaches, this beautiful colonial offers over 3,000 square feet of living space, combining coastal charm, privacy, and versatility. The heart of the home is the stunning sunroom featuring cathedral ceilings, a gas fireplace, a convenient dry bar, and glass doors leading to a beautifully landscaped backyard. Outside, enjoy a multi-level deck system, outdoor shower, and waterfall feature. Surrounded by mature landscaping and offering exceptional privacy, this outdoor space feels like your own secluded retreat. The kitchen offers granite countertops, stainless steel appliances, a center island with seating, and opens seamlessly to the dining room. The living room with hardwood floors and a full bath complete the first level. The second level features a spacious primary suite with its own full bath. Two additional bedrooms, a third full bath, and a unique office space located above the two-car garage provide plenty of room for family, guests, or working from home. The office is accessible through an interior passageway as well as a separate exterior staircase, offering flexibility and privacy. The finished lower level adds valuable living space with a family room, laundry/storage area with potential for additional uses, and a utility room. A desirable Charlestown location near beaches, dining, and coastal attractions, this property offers the perfect blend of comfort, functionality and coastal living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
7/10
10/10
Chariho High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished,Family Room,Storage Space

Bathroom

  • Level: First
  • Area: 56
  • Dimensions: 8

Bathroom

  • Level: Second
  • Area: 84
  • Dimensions: 12

Bedroom2

  • Level: Second
  • Area: 165
  • Dimensions: 15

Bedroom3

  • Level: Second
  • Area: 156
  • Dimensions: 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 187
  • Dimensions: 17

Family Room

  • Level: Lower
  • Area: 420
  • Dimensions: 21

Features

  • Wall (Dry Wall),Plumbing (Mixed)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 2,442

Heating & Cooling

  • Heating features: Electric,Oil,Baseboard,Forced Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,442
  • Total interior livable area: 3,042 sqft

Kitchen

  • Level: First
  • Area: 165
  • Dimensions: 15

Laundry

  • Level: Lower

Living Room

  • Level: First
  • Area: 322
  • Dimensions: 23

Master Bedroom

  • Level: Second
  • Area: 225
  • Dimensions: 15

Office

  • Level: Second
  • Area: 300
  • Dimensions: 25

Sun Room

  • Level: First
  • Area: 405
  • Dimensions: 27

Utility Room

  • Level: Lower
  • Area: 150
  • Dimensions: 15

Property

Details

  • Parcel number: CHARM23L98S12

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1.15 Acres

Parking

  • Total spaces: 8
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,676$56,112
Home Insurance *$418$5,016
Property Taxes $442$5,304
Electricity $619$7,434
Total$6,155$73,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,028/yr
40% on housing$184,650/yr
45% on housing$164,133/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 02813$480
Washington County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 02813$434
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$924,900
2026-06-16Listed for sale$939,000
2008-04-11Sold$382,000

For Sale by Agent

AgentChad Dupuis
BrokerageColdwell Banker Coastal Homes

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