45 Cedar Ave, Portsmouth, RI, 02871
About This Home
Waterfront! Amazing 2 bedroom Cottage overlooking the Cove! Off street parking for 3 cars, full walk out to lower level leads to a patio and hot tub overlooking the bay, and natural gas heat! Kitchen was upgraded in 2020 and features quartz counters and stainless appliances, new bath in 2020, roof in 2019 and fresh carpets. Well cared for and maintained! Summer is around the corner, you deserve this! Call for a private tour, you will be glad you did!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Partially Finished
Bathroom
- Features: Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Wall (Dry Wall),Plumbing (Mixed)
- Flooring: Ceramic Tile,Laminate,Carpet
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 988
Heating & Cooling
- Heating features: Natural Gas,Baseboard
- Cooling features: None
Interior Area
- Total structure area: 988
- Total interior livable area: 988 sqft
Property
Details
- Parcel number: PORTM021B0041
- Zoning: R10
Features
- Patio & porch: Patio,Porch
- On waterfront: Yes
- Waterfront features: Waterfront,Access,Beach,Mooring
Lot
- Lot size: 0.07 sqft
Parking
- Total spaces: 3
- Parking features: No Garage,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,842 | $46,104 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $832 | $9,984 |
| Electricity | $389 | $4,675 |
| Total | $5,347 | $64,164 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $769,900 |
| 2025-11-11 | Listing removed | $769,000 |
| 2025-10-10 | Listed for sale | $769,000 |
| 2025-09-27 | Listing removed | $779,500 |
| 2025-08-22 | Listed for sale | $779,500 |
| 2025-08-19 | Listing removed | $812,000 |
| 2025-07-24 | Listed for sale | $812,000 |
| 2025-07-24 | Listing removed | $812,000 |
| 2025-07-15 | Listed for sale | $812,000 |
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