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34 Smithfield Rd, Woonsocket, RI, 02895

9beds
4baths
2,555sqft
$295,000
$115price/sqft
$2,501/moest. monthly cost
$100,040/yrincome needed

About This Home

Single-family residence—offers nine bedrooms (including two unfinished third-floor rooms), two full bathrooms, and two half baths. Inside, the layout features a central staircase, a large first-floor master suite, an expansive living room, kitchen, dining area, and half bath. The second floor has six bedrooms and two bathrooms, while the third floor has two additional rooms. Property appears to have been a two family at one point. Endless possibilities.

Getting Around

45
WalkingCar-Dependent
29
TransitSome Transit
15
BikeSomewhat Bikeable

Schools

2/10
Globe Park SchoolGrades PK-50.3 mi
3/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Unknown
  • Construction materials: Other Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,555

Heating & Cooling

  • Heating features: Other Fuel,Other
  • Cooling features: None

Interior Area

  • Total structure area: 2,555
  • Total interior livable area: 2,555 sqft

Property

Details

  • Parcel number: WOONM4CL141U48
  • Special condition: Real Estate Owned

Lot

  • Lot size: 5,275 sqft

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$141$1,692
Property Taxes $349$4,188
Electricity $520$6,244
Total$2,501$30,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,748/yr
40% on housing$75,030/yr
45% on housing$66,693/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 02895$182
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02895$240
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$295,000
2026-04-06Price change$315,000
2026-02-17Price change$325,000
2025-10-24Price change$335,000
2025-09-03Price change$350,000
2025-03-14Listed for sale$360,000
2025-01-03Sold$295,000
2000-08-16Sold$119,500

Unknown Listed By

AgentClifford Ponte
BrokerageKeller Williams South Watuppa

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