




194 S Pier Rd, Narragansett, RI, 02882
About This Home
Located in the heart of Narragansett Pier. Beautifully renovated side-by-side two family/duplex offers the perfect blend of modern comfort and an unbeatable coastal location. Just a short walk to the ocean, scenic seawall, The famous Towers, Narragansett Town Beach, public boat ramp, parks, bike path, hiking trails, restaurants and shopping, and all the attractions of the Pier. Both one-level units have been completely updated and thoughtfully renovated, featuring new kitchens and bathrooms, newly installed central air systems, and private laundry in each unit for added convenience. Layout offers comfortable living with excellent flexibility for owner-occupants, vacation use, multi-generational living, or investment potential. Can be rented yearly or seasonally, currently as a month to month tenants to offer the next owner more flexibly. Step outside and enjoy a private backyard perfect for entertaining after a day at the beach, along with plenty of parking for residents and guests. Whether you are searching for a turnkey investment property, summer getaway, or year-round coastal residence, this exceptional duplex combines location, lifestyle, and modern updates in one of Rhode Island’s most desirable seaside communities.
Getting Around
Schools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Plaster,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Dryer,Oven/Range,Refrigerator,Washer
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Crawl Space,Interior Entry,Unfinished
Bathroom
- Features: Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Wall (Dry Wall),Wall (Plaster),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
- Window features: Insulated Windows
- Flooring: Ceramic Tile,Hardwood,Laminate
- Fireplace features: None
Heating & Cooling
- Heating features: Oil,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,728
- Total interior livable area: 1,728 sqft
Property
Details
- Parcel number: NARRMPB1
- Attached to another structure: Yes
- Zoning: R-40
- Other equipment: Cable TV
- Foundation area: 1728
Features
- Stories: 1
- Waterfront features: Beach,Walk to Salt Water,Walk To Water
Lot
- Lot size: 0.35 Acres
Parking
- Total spaces: 8
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $458 | $5,496 |
| Property Taxes | $552 | $6,624 |
| Electricity | $389 | $4,675 |
| Total | $6,455 | $77,460 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Contingent | $999,900 |
| 2026-05-19 | Listed for sale | $999,900 |
| 2023-09-29 | Sold | $850,000 |
| 2023-08-28 | Pending sale | $949,000 |
| 2023-07-17 | Listed for sale | $949,000 |
| 2021-04-07 | Sold | $515,000 |
| 2020-10-29 | Sold | $300,000 |
| 2008-05-11 | Listing removed | $375,000 |
| 2007-11-24 | Listed for sale | $375,000 |
