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68 Uncas St, Warwick, RI, 02889

2beds
1baths
680sqft
$339,900
$500price/sqft
$2,668/moest. monthly cost
$106,720/yrincome needed

About This Home

Here is your opportunity to be only a few blocks from the ocean and marina! Two bedroom one bathroom cottage with a fenced in private backyard and shed. Just needs some cosmetic updates and this home will be like new again. Forced hot air heating system fused by gas, central AC can be installed using existing ductwork. Kitchen cabinets are in great shape, refrigerator is brand new, hot water tank installed in 2022. Property is serviced by town water and sewer.

Getting Around

25
WalkingCar-Dependent
23
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

3/10
Oakland Beach SchoolGrades PK-50.7 mi
7/10
Pilgrim High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead,Unfinished

Bathroom

  • Features: Bath w Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Plumbing (Mixed)
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Attic Storage
  • Finished area below ground: 0
  • Finished area above ground: 680

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 680
  • Total interior livable area: 680 sqft

Property

Details

  • Parcel number: WARWM376B0226L0000
  • Foundation area: 540

Features

  • Waterfront features: Walk to Salt Water

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 1
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$164$1,968
Property Taxes $397$4,764
Electricity $389$4,675
Total$2,668$32,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,474/yr
40% on housing$80,040/yr
45% on housing$71,146/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 02889$283
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02889$306
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$249,900

For Sale by Agent

AgentKoury Signoriello
BrokerageNew World Realty

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