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128 Windmill Dr, South Kingstown, RI, 02879

4beds
4baths
4,014sqft
$1,050,000
$262price/sqft
$7,276/moest. monthly cost
$291,040/yrincome needed

About This Home

Welcome to this pristine Colonial with 4-bedrooms, 2 Full and 2 Half-baths, offering an ideal blend of comfort, style, and functionality. Designed with an open floor plan, this beautifully maintained home features gleaming hardwood floors, an updated gourmet kitchen with granite countertops and stainless steel appliances, formal living and dining rooms, and a spacious family room with a cozy fireplace. A dedicated home office provides the perfect space for remote work or study. Upstairs, the expansive primary suite boasts generous walk-in closets, while three additional oversized bedrooms and a convenient second-floor laundry room add to the home's thoughtful layout. The finished lower level offers exceptional flexibility with a full kitchen, bathroom, and recreation room—ideal for extended family, guests, or potential in-law accommodations. Step outside to enjoy the deck and patio overlooking a beautifully landscaped, private backyard, perfect for entertaining or relaxing. 2 car attached garage and numerous upgrades throughout. This move-in-ready home is conveniently located near shopping, dining, recreational amenities, and the bike path, offering the best of South Kingstown living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Peace Dale SchoolGrades PK-51.4 mi
9/10
Broad Rock Middle SchoolGrades 6-82.1 mi
8/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Finished,Bath/Stubbed,Common,Kitchen,Media Room

Bathroom

  • Level: Second

Bathroom

  • Level: Lower

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Wall (Plaster),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,187
  • Finished area above ground: 2,827

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,827
  • Total interior livable area: 4,014 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Laundry

  • Level: Second

Living Room

  • Level: First

Media Room

  • Level: Lower

Office

  • Level: First

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: SKINP0313L000080
  • Zoning: R30
  • Other equipment: Cable TV

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.31 Acres
  • Features: Sidewalks,Sprinklers

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$396$4,752
Property Taxes $754$9,048
Electricity $817$9,809
Total$7,276$87,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,462/yr
40% on housing$218,280/yr
45% on housing$194,026/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 02879$553
Washington County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 02879$443
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$1,050,000
2009-04-01Sold$485,000
2008-05-18Listing removed$595,000
2008-02-19Listed for sale$595,000
2004-03-10Sold$541,000

For Sale by Agent

AgentColleen Mercurio
BrokerageRedfin Corporation

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