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8 Presque Isle Trl, Narragansett, RI, 02882

1beds
1baths
720sqft
$699,000
$971price/sqft
$4,629/moest. monthly cost
$185,160/yrincome needed

About This Home

Adorable Beach Cottage in Desirable Bonnet Shores Welcome to this charming beach cottage nestled in the highly sought-after Bonnet Shores community. Set on a spacious 10,000-square-foot lot and connected to town sewer, this bright, well-maintained home is the perfect coastal retreat. Inside, you'll find a comfortable open-concept living, dining, and kitchen area that's ideal for relaxing or entertaining. The home features one bedroom plus a cozy sleeping nook, perfect for accommodating guests or creating a flexible space to suit your needs. Enjoy your morning coffee or unwind in the adorable enclosed porch overlooking the private backyard. Outside, the expansive yard offers plenty of room for outdoor entertaining, gardening, or simply enjoying the coastal breeze. Additional features include an outdoor shower, a storage outbuilding for all your beach gear and equipment, and ample outdoor space to make the most of summer living. As a Bonnet Shores resident, you'll have access to the community's many amenities, including two beautiful beaches, the community center, boat ramp, moorings, and all the recreational opportunities that make Bonnet Shores one of Rhode Island's most desirable seaside neighborhoods. Whether you're looking for a year-round home, a vacation getaway, or an investment opportunity, this delightful cottage offers the perfect blend of charm, comfort, and coastal lifestyle.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
8/10
Narragansett Pier SchoolGrades 5-84.1 mi
10/10
Narragansett High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter,Mixed
  • Construction materials: Dry Wall,Paneled,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedroom1

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wall (Dry Wall),Wall (Paneled),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls)
  • Flooring: Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Electric,Baseboard,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Living Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Porch

  • Level: First

Sun Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Property

Accessibility

  • Accessibility features: One Level

Details

  • Parcel number: NARRMNRB1068
  • Zoning: R10

Features

  • Waterfront features: Access,Dock,Walk to Fresh Water,Walk to Salt Water,Walk To Water

Lot

  • Lot size: 10,018 sqft
  • Features: Wooded

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$320$3,840
Property Taxes $386$4,632
Electricity $389$4,675
Total$4,629$55,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,708/yr
40% on housing$138,870/yr
45% on housing$123,440/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$971This listing

vs Other Active Listings

Avg $/sqft

ZIP 02882$692
Washington County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 02882$570
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$699,000
2026-07-28Listed for sale$699,000
2026-07-25Listing removed$2,800
2026-05-01Listed for rent$2,800
2025-06-09Listing removed$2,800
2025-04-30Listed for rent$2,800
2016-07-07Sold$265,000
2016-05-18Listed for sale$274,900
2012-10-16Listing removed$223,000
2012-06-20Listed for sale$223,000

For Sale by Agent

AgentSteven Rei
BrokerageRI Real Estate Services

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