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63 Carver Ln, Narragansett, RI, 02882

5beds
2baths
1,872sqft
$1,100,000
$588price/sqft
$7,062/moest. monthly cost
$282,480/yrincome needed

About This Home

Colonel with picturesque waterview of Salt Pond. Lot size 100x250. Perfect lot to add an ADU. Gorgeous sunsets. House has oversized family room, 5 large bedrooms, 2 baths, 2 zone central air, 2 zone hot water gas heat. Walkout basement. Turn key - all furniture included. Includes deeded water access to Salt Pond. Home is rented until May 2027.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Narragansett Pier SchoolGrades 5-82.7 mi
10/10
Narragansett High SchoolGrades 9-122.8 mi
9/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Laminate

Heating & Cooling

  • Heating features: Baseboard,Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,872 sqft

Property

Details

  • Parcel number: NARRMUB83L11

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.57 Acres

Parking

  • Total spaces: 10
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$504$6,048
Property Taxes $607$7,284
Electricity $389$4,675
Total$7,062$84,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,125/yr
40% on housing$211,860/yr
45% on housing$188,320/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 02882$687
Washington County$616

vs Homes Sold Last Month

Median $/sqft

ZIP 02882$570
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for sale$1,100,000
2025-10-16Listing removed$4,000
2025-09-03Listed for rent$4,000
2023-09-28Listing removed--
2023-09-24Listed for rent$3,600
2021-03-24Listing removed--
2019-10-19Listing removed$3,375
2019-09-05Listed for rent$3,375
2019-09-04Listing removed$599,900
2019-06-06Listed for sale$599,900
2019-06-05Listing removed$7,500
2019-05-05Listing removed$599,900
2019-05-05Listed for rent$7,500
2019-02-26Listed for sale$599,900
2018-10-12Listing removed$3,250
2018-09-10Listed for rent$3,250

For Sale by Owner

AgentProperty Owner

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