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59 Oswald St, Pawtucket, RI, 02861

3beds
2baths
2,648sqft
$519,000
$196price/sqft
$3,927/moest. monthly cost
$157,080/yrincome needed

About This Home

Welcome to 59 Oswald Street, a well-maintained bungalow situated on a desirable double corner lot in Pawtucket, offering added privacy and outdoor space. This charming home features 3 bedrooms, 1.5 bathrooms, and a versatile bonus room upstairs that's perfect for a home office, playroom, or additional living space. The updated kitchen offers modern style and functionality, while hardwood floors throughout add warmth and character. A detached garage provides additional storage and parking, with a pergola just outside creating the perfect space to relax or entertain. Conveniently located near shopping, restaurants, highways, and commuter routes, this move-in-ready home combines comfort, convenience, and pride of ownership. Don't miss the opportunity to make this wonderful property your next home.

Getting Around

62
WalkingSomewhat Walkable
23
TransitMinimal Transit
56
BikeBikeable

Schools

5/10
Potter-Burns SchoolGrades K-50.5 mi
5/10
2/10

Construction

Condition

  • Year built: 1934

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,080
  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Gas Connected
  • Cooling features: None

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 2,648 sqft

Property

Details

  • Parcel number: PAWTM29L0246

Lot

  • Lot size: 6,250 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$230$2,760
Property Taxes $534$6,408
Electricity $539$6,471
Total$3,927$47,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,640/yr
40% on housing$117,810/yr
45% on housing$104,720/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 02861$222
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02861$252
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$519,000
2018-07-03Sold$270,000
2017-03-01Listing removed$269,900
2016-11-21Price change$269,900
2016-10-24Price change$274,900
2016-10-04Listed for sale$279,900
2016-04-29Listing removed$289,900
2016-04-18Price change$289,900
2016-03-25Price change$299,900
2016-03-01Price change$269,900
2016-02-27Price change$49,900
2016-02-24Price change$269,900
2016-01-19Listed for sale$319,000
2005-07-28Sold$150,000

For Sale by Agent

AgentKristen Regine
BrokerageRI Real Estate Services

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