124 River Ave, Providence, RI, 02908
About This Home
BUYERS TAKE NOTICE! This beautifully maintained single-family home offers exceptional flexibility with a finished lower level currently being used as an in-law apartment, featuring two bedrooms and a full bathroom. The main living area features stainless steel appliances, one full bathroom, one half bath with convenient laundry, recessed lighting throughout, and a Navien on-demand heating and hot water system. Enjoy a fully fenced backyard, modern finishes, and a functional layout designed for today's lifestyle. Conveniently located just minutes from shopping, restaurants, major highways, and approximately five minutes from Providence Place Mall. Don't miss this exceptional opportunity!
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1927
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Plaster,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Oven/Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Finished,Bath/Stubbed,Bedroom(s),Kitchen,Storage Space,Utility
Bathroom
- Level: First
Bathroom
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Wall (Dry Wall),Wall (Plaster),Plumbing (Copper),Plumbing (Mixed),Plumbing (PVC),Insulation (Ceiling),Ceiling Fan(s)
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: None
- Finished area below ground: 754
- Finished area above ground: 1,306
Heating & Cooling
- Heating features: Natural Gas,Baseboard,Forced Water
- Cooling features: None
Interior Area
- Total structure area: 1,306
- Total interior livable area: 2,060 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: PROVM65L239
- Zoning: R3
Features
- Patio & porch: Porch
Lot
- Lot size: 3,611 sqft
Parking
- Total spaces: 6
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,298 | $27,576 |
| Home Insurance * | $245 | $2,940 |
| Property Taxes | $298 | $3,576 |
| Electricity | $419 | $5,034 |
| Total | $3,260 | $39,120 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $454,500 |
| 2026-07-06 | Listing removed | $499,000 |
| 2026-06-18 | Listed for sale | $499,000 |
| 2023-08-04 | Sold | $330,000 |
| 2023-02-05 | Pending sale | $319,500 |
| 2023-02-03 | Listed for sale | $319,500 |
| 2023-01-23 | Listing removed | -- |
| 2022-11-19 | Listed for sale | $364,500 |
| 2021-05-05 | Sold | $180,000 |
| 2020-12-23 | Listing removed | $199,900 |
| 2020-12-21 | Listed for sale | $199,900 |
| 2020-11-11 | Listing removed | $199,900 |
| 2020-11-02 | Listed for sale | $199,900 |
| 2020-10-21 | Sold | $160,000 |
| 2019-08-19 | Listing removed | $187,500 |
| 2019-07-18 | Price change | $187,500 |
| 2019-04-05 | Listed for sale | $225,000 |
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