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19 Moonlight Dr, Westerly, RI, 02891

3beds
4baths
4,593sqft
$2,750,000
$599price/sqft
$17,988/moest. monthly cost
$719,520/yrincome needed

About This Home

Perfectly positioned just a short distance from pristine Westerly beaches, this extraordinary residence offers the ultimate in effortless, single-level living combined with sweeping coastal vistas. Thoughtfully designed to accommodate multi-generational living, this home provides unparalleled space, privacy, and room for the entire family to gather, relax, and create lasting memories. The chef’s kitchen features premium appliances, custom cabinetry, quartz countertops, center island and counter seating is designed for casual entertaining. The kitchen flows into the expansive dining and living areas filled with light. Radiant heat runs through the flooring. The main-level primary suite offers ultimate privacy, with large walk-in closet, and en suite bath. The separate living areas and bedrooms throughout the rest of the home would accommodate extended family, or long-term guests. The second floor features a spectacular entertainment room with amazing water views, a full bath and a kitchen. The bright and airy lower-level suite offers privacy and comfort that has it's own driveway and entrance. Designed with modern finishes , it includes a kitchen, living room, bath, washer dryer, and bedrooms. The beautifully landscaped grounds feature a saltwater swimming pool, a built-in hot tub and a custom patio with fire pit. Whether you are soaking in the hot tub, or hosting summer pool parties, the outdoor spaces maximize the very best of coastal Rhode Island living.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

6/10
Dunn's Corners SchoolGrades K-40.3 mi
7/10
Westerly Middle SchoolGrades 5-80.8 mi
7/10
Westerly High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished,Bath/Stubbed,Bedroom(s),Kitchen,Storage Space,Utility

Bathroom

  • Level: First
  • Area: 48
  • Dimensions: 8

Bathroom

  • Level: Second
  • Area: 80
  • Dimensions: 10

Bathroom

  • Level: Lower
  • Area: 104
  • Dimensions: 8

Bedroom2

  • Level: First
  • Area: 108
  • Dimensions: 12

Bedroom3

  • Level: Lower
  • Area: 182
  • Dimensions: 14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Lower
  • Area: 156
  • Dimensions: 12

Dining Area

  • Level: First
  • Area: 460
  • Dimensions: 20

Features

  • Wall (Dry Wall),Plumbing (Mixed),Insulation (Floors),Insulation (Walls),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Other,Vinyl
  • Fireplace features: None
  • Attic: Attic Storage
  • Finished area below ground: 1,176
  • Finished area above ground: 3,417

Great Room

  • Level: Second
  • Area: 1600
  • Dimensions: 40

Heating & Cooling

  • Heating features: Oil,Central Air,Forced Air,Radiant,Zoned
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 3,417
  • Total interior livable area: 4,593 sqft

Kitchen

  • Level: Lower
  • Area: 220
  • Dimensions: 20

Kitchen

  • Level: Second
  • Area: 90
  • Dimensions: 10

Kitchen

  • Level: First
  • Area: 234
  • Dimensions: 18

Living Room

  • Level: Lower
  • Area: 375
  • Dimensions: 25

Living Room

  • Level: First
  • Area: 286
  • Dimensions: 22

Master Bedroom

  • Level: First
  • Area: 1258
  • Dimensions: 34

Office

  • Level: First
  • Area: 198
  • Dimensions: 22

Sun Room

  • Level: First
  • Area: 195
  • Dimensions: 15

Utility Room

  • Level: Lower
  • Area: 342
  • Dimensions: 38

Property

Details

  • Parcel number: WESTM131B71
  • Zoning: R30
  • Other equipment: Hot Tub

Features

  • Pool features: In Ground,Salt Water
  • Patio & porch: Patio
  • Spa features: Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.87 Acres
  • Features: Sprinklers

Parking

  • Total spaces: 10
  • Parking features: Garage Door Opener,Integral
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,905$166,860
Home Insurance *$1,575$18,900
Property Taxes $1,573$18,876
Electricity $935$11,224
Total$17,988$215,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$616,731/yr
40% on housing$539,640/yr
45% on housing$479,680/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$599This listing

vs Other Active Listings

Avg $/sqft

ZIP 02891$1,018
Washington County$616

vs Homes Sold Last Month

Median $/sqft

ZIP 02891$337
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$2,500,000
2026-08-06Listing removed$2,750,000
2026-07-08Listed for sale$2,750,000
2021-08-31Sold$1,325,000
2021-08-03Pending sale$1,325,000
2021-07-23Price change$1,325,000
2021-06-22Listed for sale$1,425,000
2021-06-09Pending sale$1,425,000
2021-05-24Listed for sale$1,425,000
2021-03-24Listing removed--
2017-11-25Listing removed$1,275
2017-11-10Listed for rent$1,275
2015-12-21Listing removed$999,999
2015-04-20Listed for sale$999,999
2014-09-11Listing removed$999,999
2013-09-11Listed for sale$999,999
2006-02-16Sold$475,000
2005-01-10Sold$400,000

For Sale by Agent

AgentDottie Nigrelli
BrokerageResidential Properties, Ltd.

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