11 Spring Garden St, Warwick, RI, 02888
About This Home
Perfectly positioned, one house up from the waterfront, this beautiful 1895 cottage offers the rare opportunity to enjoy coastal living without the expense of flood insurance. A welcoming front deck offers water views, creating a picturesque setting for morning coffee or evening sunsets. Inside, rich hardwood floors, abundant natural light, and gracious living spaces reflect the craftsmanship of the home's era. Modern improvements, including updated electrical with no knob-and-tube wiring, allow you to enjoy the home's history without sacrificing convenience. Offering two bedrooms, one full bath, and one half bath, the home is thoughtfully designed for comfortable everyday living. The partially finished lower level provides valuable additional living space with room for future expansion The location is exceptional. Just a short stroll from Pawtuxet Village, you'll enjoy an effortless lifestyle surrounded by locally owned cafés, restaurants, marinas, waterfront parks, and neighborhood events that make this one of Rhode Island's most cherished coastal communities. Downtown Providence, hospitals, universities and TF Green International Airport are all just minutes away, offering remarkable convenience without compromising the tranquility of the setting. Rich in character and distinguished by its water views and flood-free location, 11 Spring Garden Street presents an uncommon opportunity to experience the best of waterfront living with fewer costs that often accompany it.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1895
Materials
- Foundation: Brick/Mortar,Stone
- Construction materials: Dry Wall,Plaster,Clapboard,Shingles,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Dryer,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Partially Finished,Common
Bathroom
- Level: Second
Bathroom
- Level: First
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Area
- Level: First
Features
- Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
- Window features: Skylight(s)
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 540
- Finished area above ground: 1,428
Heating & Cooling
- Heating features: Natural Gas,Baseboard,Gas Connected
- Cooling features: Wall Unit(s),Window Unit(s)
Interior Area
- Total structure area: 1,428
- Total interior livable area: 1,968 sqft
Kitchen
- Level: First
Living Room
- Level: First
Office
- Level: Lower
Other
- Level: Lower
Property
Details
- Parcel number: WARWM292B0326L0000
- Other equipment: Cable TV
Features
- Patio & porch: Deck
- Exterior features: Balcony
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Walk To Water
Lot
- Lot size: 2,313 sqft
- Features: Local Historic District
Parking
- Total spaces: 2
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,615 | $43,380 |
| Home Insurance * | $339 | $4,068 |
| Property Taxes | $836 | $10,032 |
| Electricity | $400 | $4,809 |
| Total | $5,190 | $62,280 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $699,000 |
| 2026-07-20 | Listed for sale | $715,000 |
| 2024-05-07 | Listing removed | -- |
| 2024-04-09 | Listed for sale | $749,000 |
| 2022-06-10 | Sold | $575,000 |
| 2022-05-04 | Pending sale | $574,900 |
| 2022-04-25 | Listed for sale | $574,900 |
| 2022-04-18 | Contingent | $574,900 |
| 2022-04-14 | Listed for sale | $574,900 |
| 2003-12-07 | Sold | $370,000 |
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