49 Poisson St, Cumberland, RI, 02864
About This Home
Own Your Dream Home with Zero Money Down! Unlock the door to your future with an exclusive offer: Purchase this home and receive $4,750 back in closing cost credits OR $2,131 per month at an exceptional financing rate of 5.39% APR with ZERO down payment available for those who qualify. Your Private Oasis Awaits This beautiful, complete redone, open-concept raised ranch at the end of a Cul-de-sac awaits you just in time for the Holidays. The home includes 3 bedrooms and 2 full bathrooms, 2 decks with sliding glass doors, 2 sheds, and a fully fenced in backyard with an outdoor shower. The property is positioned on a lot surrounded by nature, with plenty of room inside and out for entertaining. Located just off of Mendon Rd. within minutes to the highway, making your commute to destinations in both Massachusetts and Rhode Island very easy. Move-In Ready! This home boasts: A lot surrounded by nature! Plenty of room inside and out for entertaining! Located just off of Mendon Rd. within minutes to the highway! 24-Hour Open House Call us today for open house times! Exclusive Benefits Just for You This Certified Pre-Owned Home has been thoroughly inspected by a licensed home inspector, and you'll receive the detailed report at no cost-no surprises here! Plus, enjoy peace of mind with our 12-month Home Warranty and a 24-month Satisfaction Guarantee: Love this home, or we will buy it back or sell it for free! First responders and military members-ask about our appreciation discount! More Options Just for You! If this home isn't quite what you're looking for, we have access to unlisted, off-market properties, distress sales, new construction, and company-owned homes that you won't find online. Don't get stuck owning two homes-Buy This Home, I Will Buy Yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. Monthly payment: $2,131 @ 5.39% APR. 20% Down 30 years to those who qualify. Taxes and insurance not included. Rates as of April 2026. 0% Down financing available to those who qualify.$4,750 closing costs credit or exclusive financing rate is subject to buyer using sellers preferred lender. Don't miss out on your dream home-contact us today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Oven
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood
- Finished area above ground: 0
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 0
- Total interior livable area: 1,584 sqft
Property
Details
- Parcel number: CUMBM053B0152L000
- Lease amount: 0
Features
- Stories: 2
Lot
- Lot size: 0.34 Acres
- Features: Near Bus
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $462 | $5,544 |
| Electricity | $389 | $4,675 |
| Total | $3,298 | $39,576 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Price change | $475,000 |
| 2026-03-12 | Price change | $495,900 |
| 2026-02-18 | Price change | $499,900 |
| 2026-01-21 | Price change | $535,000 |
| 2025-12-18 | Listed for sale | $549,900 |
| 2025-10-30 | Sold | $365,000 |
| 2021-10-26 | Listing removed | -- |
| 2021-10-21 | Listed for sale | $349,900 |
| 2019-11-18 | Sold | $288,500 |
| 2019-09-11 | Listed for sale | $299,900 |
| 2016-12-23 | Sold | $250,000 |
| 2016-11-02 | Listed for sale | $249,900 |
| 2015-01-26 | Sold | $225,000 |
| 2014-10-21 | Price change | $229,900 |
| 2014-09-29 | Price change | $235,000 |
| 2014-08-05 | Price change | $239,900 |
| 2014-06-10 | Listed for sale | $249,900 |
| 2010-12-03 | Sold | $230,000 |
| 2010-10-16 | Price change | $235,000 |
| 2010-09-10 | Price change | $239,000 |
| 2010-08-04 | Listed for sale | $245,900 |
| 1998-04-09 | Sold | $108,000 |
For Sale by Agent
View on Zillow