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112 Bernon St, Providence, RI, 02908

6beds
3baths
2,748sqft
$649,900
$236price/sqft
$4,924/moest. monthly cost
$196,960/yrincome needed

About This Home

What a wonderful opportunity to own this 3 family house that just hit the market, featuring living, kitchen, full bathroom and 2 bedrooms each unit. Plenty of parking spaces, vinyl siding on the exterior and more.

Getting Around

91
WalkingWalker's Paradise
60
TransitGood Transit
58
BikeBikeable

Schools

5/10
1/10
Hope High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Plaster,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished,Storage Space,Utility

Bathroom

  • Features: Bath w Tub

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wall (Plaster),Plumbing (Mixed)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,748
  • Total interior livable area: 2,748 sqft

Property

Details

  • Parcel number: PROVM68L23
  • Attached to another structure: Yes

Features

  • Stories: 3

Lot

  • Lot size: 3,576 sqft

Parking

  • Total spaces: 6
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$350$4,200
Property Taxes $729$8,748
Electricity $559$6,715
Total$4,924$59,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,822/yr
40% on housing$147,720/yr
45% on housing$131,306/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 02908$243
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02908$276
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$649,900
2024-06-28Sold$622,000
2024-03-26Pending sale$589,900
2024-03-20Listed for sale$589,900
2009-12-07Sold$165,000
2009-05-05Sold$75,000
2008-11-10Price change$104,500
2008-10-04Price change$109,900
2008-09-20Listed for sale$129,900
2008-01-28Sold$225,000
2007-12-28Listed for sale$250,000
2006-05-11Sold$310,000
2005-08-01Sold$250,000
2003-10-15Sold$145,000

For Sale by Agent

AgentGustavo Sanchez
BrokerageCentury 21 AllPoints Realty

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