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34 Bull St, Newport, RI, 02840

8beds
3baths
4,650sqft
$1,860,000
$400price/sqft
$12,300/moest. monthly cost
$492,000/yrincome needed

About This Home

Located in one of Newport's most desirable and walkable neighborhoods, this well-maintained 8-bedroom, 3-bath property offers an outstanding opportunity for investors and owner-occupants alike. Just steps from Newport's vibrant downtown, renowned restaurants, waterfront attractions, and local amenities, the location is second to none. This spacious home features eight bedrooms, three full baths, and a flexible floor plan with strong income-producing potential. Meticulously cared for over the years, the property combines classic Newport charm with the convenience of being within walking distance of everything the city has to offer. Whether you're seeking a high-performing investment property, seasonal rental opportunity, multi-generational residence, or a combination of personal use and rental income, this versatile property presents endless possibilities in a highly sought-after market. Enjoy the best of coastal living in the heart of Newport—where historic charm, beautiful waterfronts, world-class dining, and year-round attractions are right outside your door.

Getting Around

92
WalkingWalker's Paradise
38
TransitSome Transit
68
BikeBikeable

Schools

4/10
Rogers High SchoolGrades 9-121.6 mi
4/10
Pell Elementary SchoolGrades PK-41.3 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Mixed
  • Construction materials: Dry Wall,Plaster,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Laundry

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Third

Bathroom

  • Features: High Ceilings
  • Level: First

Bedroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Third

Bedroom1

  • Features: High Ceilings
  • Level: First

Bedroom2

  • Features: High Ceilings
  • Level: First

Bedroom3

  • Features: High Ceilings
  • Level: First

Bedroom4

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedroom5

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedroom6

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Dining Room

  • Features: High Ceilings
  • Level: First

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Insulation (Unknown),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 3,550

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Gas Connected
  • Cooling features: Individual Unit,Window Unit(s)

Interior Area

  • Total structure area: 3,550
  • Total interior livable area: 4,650 sqft

Kitchen

  • Features: High Ceilings
  • Level: First

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Living Room

  • Features: High Ceilings
  • Level: First

Living Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Third

Property

Details

  • Parcel number: NEWPM021B0137
  • Other equipment: Cable TV

Lot

  • Lot size: 2,918 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,405$112,860
Home Insurance *$624$7,488
Property Taxes $1,324$15,888
Electricity $947$11,364
Total$12,300$147,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$421,714/yr
40% on housing$369,000/yr
45% on housing$328,000/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 02840$747
Newport County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 02840$651
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$1,860,000
2026-05-31Listing removed$12,000
2026-05-26Listed for sale$1,960,000
2026-04-21Price change$12,000
2026-04-11Price change$20,000
2026-04-01Listed for rent$29,000
2026-03-02Listing removed$1,955,000
2025-10-17Price change$1,955,000
2025-09-24Price change$1,995,000
2025-09-05Listed for sale$2,095,000
2020-01-20Listing removed$1,400
2019-12-04Price change$1,400
2019-11-12Listed for rent$1,500
2017-10-11Listing removed$949,000
2017-07-27Listed for sale$949,000
1997-12-30Sold$185,000

For Sale by Agent

AgentThe Aquidneck Team
BrokerageWilliam Raveis Inspire

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