Primary listing photo

1944 Smith St, North Providence, RI, 02911

4beds
2baths
1,796sqft
$369,900
$206price/sqft
$2,943/moest. monthly cost
$117,720/yrincome needed

About This Home

Great opportunity with multiple potential uses in this 4-bedroom, 2-bathroom home with a detached garage. Ideal as a spacious single-family residence featuring 9 foot ceilings, wood flooring throughout and a private back deck, or take advantage of its strong visibility on Smith Street and convert it into a professional office with off-street parking. There’s also potential to create an additional dwelling unit (ADU), offering the flexibility for a two-unit setup and added income. Versatile, well-located, and easy to show—this property gives you real options at an attractive price.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Centredale SchoolGrades PK-50.2 mi
6/10
Dr. Edward Ricci SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wall (Dry Wall),Wall (Plaster),Plumbing (Mixed)
  • Flooring: Other
  • Fireplace features: None
  • Finished area below ground: 536
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Natural Gas,Forced Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,796 sqft

Property

Details

  • Parcel number: NPROM15L272
  • Zoning: CV

Features

  • Patio & porch: Deck

Lot

  • Lot size: 3,310 sqft

Parking

  • Total spaces: 6
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$172$2,064
Property Taxes $512$6,144
Electricity $389$4,675
Total$2,943$35,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,902/yr
40% on housing$88,290/yr
45% on housing$78,480/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 02911$211
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02911$215
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$369,900
2022-06-13Sold$320,000
2022-05-05Pending sale$264,900
2022-04-27Listed for sale$264,900
2017-06-09Sold$135,000
2017-01-30Price change$142,000
2016-11-09Listed for sale$152,000
2015-12-09Listing removed$168,000
2015-12-02Listed for sale$168,000
2009-10-02Sold$59,000
2009-07-12Price change$62,900
2009-06-20Price change$72,250
2009-04-25Price change$79,900
2008-05-06Price change$109,900
2008-04-28Price change$234,900
2008-04-15Listed for sale$249,900

For Sale by Agent

AgentW. George Buteau
BrokerageEngel & Volkers Oceanside

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