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1190 Charles St APT 36, North Providence, RI, 02904

1beds
1baths
650sqft
$179,900
$277price/sqft
$1,625/moest. monthly cost
$65,000/yrincome needed

About This Home

Beautiful and spacious one-level, one-bedroom condo in The Charles Condominiums in North Providence. The Charles is a professionally managed, well-maintained condominium community. Features include granite countertop, laminate flooring, stainless steel appliances and sliders to balcony/deck. On-site laundry, monitored front entry with 24-hour property camera surveillance and intercom access. Low HOA fees include water, sewer, landscaping, trash and snow removal, and interior common area maintenance. Strong rental for investors! Owner occupants can receive homestead exemption for low property taxes.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
Stephen Olney SchoolGrades K-51.4 mi
7/10
Birchwood Middle SchoolGrades 6-81.2 mi
5/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Shingles

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Oven/Range,Refrigerator
  • Laundry features: In Building

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Plumbing (Mixed)
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 650

Heating & Cooling

  • Heating features: Electric,Baseboard,Individual Control
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 650
  • Total interior livable area: 650 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: NPROM23DL10804036

Features

  • Stories: 3
  • Entry location: Elevator,First Floor Access

Lot

  • Features: Paved

Parking

  • Parking features: No Garage,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$78$936
Property Taxes $249$2,988
Electricity $389$4,675
Total$1,625$19,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,714/yr
40% on housing$48,750/yr
45% on housing$43,333/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 02904$203
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02904$256
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$179,900
2024-05-03Listing removed--
2024-04-18Listed for rent$1,500
2023-01-05Sold$134,900
2022-11-12Pending sale$134,900
2022-11-09Listed for sale$134,900
2021-03-24Listing removed--
2019-08-29Listing removed$965
2019-08-06Listed for rent$965
2018-09-13Listing removed$945
2018-09-07Listed for rent$945
2015-07-15Listing removed$65,000
2015-06-08Listed for sale$65,000
2010-04-07Sold$52,000
2004-12-01Sold$95,000
2001-08-27Sold$40,000

For Sale by Agent

AgentMatthew Tresca
BrokerageNationwide Real Estate, LTD

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