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300 Smithfield Rd APT 5-53, North Providence, RI, 02904

1beds
1baths
384sqft
$169,000
$440price/sqft
$1,549/moest. monthly cost
$61,960/yrincome needed

About This Home

Experience effortless living in this meticulously updated one-bedroom studio condo located in a quiet, sought-after location. The heart of the home features a chef-inspired kitchen with crisp white cabinetry, a designer gray subway tile backsplash, sleek countertops, and ample workspace. The expansive open-concept living area showcases stone-look tile flooring and is filled with natural light, creating a bright and welcoming atmosphere. The refreshed bathroom is finished with a sophisticated granite-topped vanity and full tub. Conveniently located just minutes from shopping, dining, and major commuter routes, this turnkey polished studio offers low-maintenance living in an ideal setting. An excellent opportunity to enjoy the benefits of homeownership at an attractive price point while building equity instead of continuing to rent. Seller may consider seller financing with a minimum sufficient down payment, with additional terms subject to mutually agreeable conditions.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
James L. McGuire SchoolGrades K-50.5 mi
6/10
Dr. Edward Ricci SchoolGrades 6-81.0 mi
5/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Construction materials: Dry Wall,Aluminum Siding,Masonry

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven/Range,Refrigerator
  • Laundry features: Common Area,In Building

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished,Laundry,Utility

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wall (Dry Wall),Plumbing (Mixed)
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 384

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Property

Details

  • Parcel number: NPROM19L623153553

Features

  • Stories: 4
  • Entry location: First Floor Access
  • Exterior features: Breezeway

Lot

  • Features: Paved

Parking

  • Total spaces: 2
  • Parking features: No Garage,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$73$876
Property Taxes $233$2,796
Electricity $389$4,675
Total$1,549$18,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,108/yr
40% on housing$46,470/yr
45% on housing$41,306/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 02904$204
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02904$256
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$174,900
2026-04-08Listing removed$174,900
2025-12-16Listed for sale$174,900
2011-04-22Sold$34,200
2007-08-10Sold$63,000
2004-02-09Sold$45,700

For Sale by Agent

AgentThe ALBA Group
BrokerageInnovations Realty

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