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1111 Charles St, North Providence, RI, 02904

5beds
2baths
2,298sqft
$539,900
$235price/sqft
$4,181/moest. monthly cost
$167,240/yrincome needed

About This Home

Well-maintained two-family property featuring updated kitchens and bathrooms with granite countertops and stainless steelappliances. Both units offer comfortable, functional layouts with bright living spaces and gleaming hardwood floors throughout.The entire interior of the first and second floors has been recently painted, giving the home a fresh, move-in-ready feel. The first-floor unit offers a spacious living room, two bedrooms, a kitchen, and additional storage space. The second-floor unit features akitchen, dining area, and three bedrooms, providing generous living space for occupants. Ample off-street parking is available,adding to the property’s convenience and appeal. Conveniently located with easy access to major routes, highways, shopping,dining and everyday amenities. A great opportunity for both owner-occupants and investors. -------------- For qualified buyersplease take note this home is located in Washington Trust Bank Opportunity Zone with interest rates up to 2 Percent less thanmarket rates . Please call for additional details

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
Stephen Olney SchoolGrades K-51.5 mi
7/10
Birchwood Middle SchoolGrades 6-81.3 mi
5/10

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Dry Wall,Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wall (Dry Wall),Plumbing (Mixed)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 3,340
  • Total interior livable area: 2,298 sqft

Property

Details

  • Parcel number: NPROM2L14
  • Attached to another structure: Yes

Lot

  • Lot size: 7,161 sqft

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$236$2,832
Property Taxes $747$8,964
Electricity $468$5,616
Total$4,181$50,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,348/yr
40% on housing$125,430/yr
45% on housing$111,493/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 02904$201
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02904$256
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$564,900
2026-04-14Listing removed$574,900
2026-03-30Listed for sale$574,900
2026-03-24Sold$7,472
2026-03-17Listed for sale$589,900
2025-12-17Listing removed$549,000
2025-11-06Listed for sale$549,000
2025-07-28Sold$325,000
2025-06-24Sold$6,415
2025-04-18Listed for sale$550,000
2024-06-21Sold$375,000
2003-10-21Sold$210,000

For Sale by Agent

AgentCrista Sciortino
BrokerageRE/MAX Properties

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