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3 Marigold Cir, North Providence, RI, 02904

3beds
2baths
1,275sqft
$499,000
$391price/sqft
$3,820/moest. monthly cost
$152,800/yrincome needed

About This Home

If you've been waiting for the perfect combination of style, location, and value, this is it. Nestled on a quiet cul-de-sac, this beautifully updated Cape offers the charm buyers love with the modern updates they want—all at an incredible $499,000. Step inside to discover a bright, welcoming living room, an updated kitchen featuring granite countertops, stainless steel appliances, and a spacious center island, plus a custom built-in banquette that's perfect for morning coffee, family dinners, or catching up after a long day. With 3 bedrooms, 2 full bathrooms, central air, and 1,275 square feet, every space has been thoughtfully designed for comfortable everyday living. Outside, enjoy your private backyard retreat complete with a beautiful deck that's ready for summer cookouts, relaxing evenings under the lights, or entertaining friends and family. The walk-out basement offers room to expand, create a home gym, workshop, or additional living space, while the attached garage adds convenience year-round. Why keep renting when you can own? At $499,000, this home delivers exceptional value in today's market: 1.Quiet cul-de-sac location 2.Updated kitchen and bathrooms 3.Central Air 4.Walk-out basement with future potential 5.Attached garage 6.Beautiful outdoor entertaining space 7.Move-in ready! This isn't just a house—it's the opportunity to build equity instead of paying someone else's mortgage.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Stephen Olney SchoolGrades K-50.5 mi
7/10
Birchwood Middle SchoolGrades 6-80.5 mi
5/10

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished

Bathroom

  • Level: First
  • Area: 64
  • Dimensions: 8

Bathroom

  • Level: Second
  • Area: 56
  • Dimensions: 8

Bedroom1

  • Level: First
  • Area: 121
  • Dimensions: 11

Bedroom2

  • Level: Second
  • Area: 198
  • Dimensions: 11

Bedroom3

  • Level: Second
  • Area: 154
  • Dimensions: 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 88
  • Dimensions: 8

Features

  • Plumbing (Mixed),Plumbing (PVC)
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,275

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,275
  • Total interior livable area: 1,275 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 11

Living Room

  • Level: First
  • Area: 204
  • Dimensions: 17

Property

Details

  • Parcel number: NPROM22L1458

Lot

  • Lot size: 7,840 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$218$2,616
Property Taxes $690$8,280
Electricity $389$4,675
Total$3,820$45,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,971/yr
40% on housing$114,600/yr
45% on housing$101,866/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 02904$200
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02904$256
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$499,000
2026-07-26Listing removed$539,000
2026-07-06Listed for sale$539,000
2021-05-14Sold$354,900
2021-04-12Pending sale$359,900
2021-03-28Listed for sale$359,900
2021-03-19Pending sale$359,900
2021-03-18Listing removed--
2021-02-23Listed for sale$359,900
2020-11-20Sold$233,000
2020-10-02Sold$190,000

For Sale by Agent

AgentMichele Rapoza
BrokerageRE/MAX Vantage

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