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8564 SW 23rd Ct, Miramar, FL, 33025

3beds
3baths
1,520sqft
$459,900
$303price/sqft
$3,024/moest. monthly cost
$120,960/yrincome needed

About This Home

Beautiful 3-bedroom, 2.5-bathroom townhouse with a 1-car garage located in the gated community of Montego Bay in Miramar. This well-maintained home features an updated open-concept kitchen with granite countertops and stainless-steel appliances, along with laminate flooring throughout. Enjoy peace of mind with complete impact windows and sliding glass doors, a newer water heater, and new window blinds. The private backyard offers space for BBQ entertaining and an herb garden. All bedrooms are conveniently located upstairs, along with the washer and dryer. Residents enjoy access to a clubhouse, community pool, two playgrounds, and ample guest parking. Low HOA fee of only $180 per month. Conveniently located near Lakeshore Park, featuring tennis, basketball, and pickleball courts, as well as shopping, dining, and major highways.

Getting Around

17
WalkingCar-Dependent
29
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

5/10
Fairway Elementary SchoolGrades PK-51.3 mi
5/10
4/10
Miramar High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: High Impact Doors
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,520 sqft

Property

Details

  • Parcel number: 514121230050
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden
  • Residential vegetation: Fruit Trees

Parking

  • Total spaces: 1
  • Parking features: 1 Space,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Broward County and Florida

Flood
Hurricane
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$135$1,620
Property Taxes $367$4,404
Electricity $197$2,366
Total$3,024$36,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,680/yr
40% on housing$90,720/yr
45% on housing$80,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 33025$196
Broward County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 33025$331
Broward County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$459,900
2026-06-09Listed for sale$474,900
2005-03-09Sold$172,900

For Sale by Agent

AgentCheriyan Chacko
BrokerageJosh Realty, Inc.

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