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80 BEACH COTTAGE Lane #201, Atlantic Beach, FL, 32233

4beds
4baths
2,850sqft
$1,300,000
$456price/sqft
$9,667/moest. monthly cost
$386,680/yrincome needed

About This Home

Welcome to your dream beachside retreat! This stunning, move-in ready home offers the perfect blend of modern elegance and relaxed coastal charm. Just a short stroll from the ocean, every day feels like a vacation in this beautifully updated residence. Step inside to discover a bright and airy open-concept layout, thoughtfully designed for both comfort and style. 1st floor features feather marble tile entry, a bedroom/den/office with French doors to the patio, full bath, understairs storage. 2nd floor is the heart of the home with a spacious great room that opens to a balcony, fully renovated kitchen with high-end Bosch appliances, Onyx countertops, custom painted cabinetry and a spacious island perfect for entertaining, and dining area with and additional bedroom.. 3rd floor is the primary suite with ocean breezes, balcony, a walk-in closet, and a luxurious spa-inspired bath, high ceilings, and one other bedroom. Natural light floods the living spaces thru oversized windows, highlighting the fresh, neutral palette, light plank hardwood floors and designer finishes throughout. Custom electric elevator for all floors. Oversized 2 car garage with storage and new shark coating. Common pool and private access to Beach Ave.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Mayport Middle SchoolGrades 6-81.2 mi
5/10

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Gas Cooktop,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Elevator,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Marble,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,850 sqft

Property

Details

  • Parcel number: 1697000125
  • Attached to another structure: Yes

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony

Lot

  • Lot size: 435.60 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$1,097$13,164
Property Taxes $1,711$20,532
Electricity $286$3,441
Total$9,667$116,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,440/yr
40% on housing$290,010/yr
45% on housing$257,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$456This listing

vs Other Active Listings

Avg $/sqft

ZIP 32233$404
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32233$364
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$1,375,000
2026-02-15Price change$1,425,000
2025-10-27Listed for sale$1,449,000
2015-12-01Sold$480,000
2015-05-09Pending sale$439,000
2015-05-06Listed for sale$439,000
2004-12-30Sold$895,000
2004-10-20Sold$774,900

For Sale by Agent

AgentJAN SHIELDS
BrokerageWATSON REALTY CORP

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