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3512 Surfside BLVD, Cape Coral, FL, 33914

5beds
5baths
4,751sqft
$2,499,000
$526price/sqft
$17,832/moest. monthly cost
$713,280/yrincome needed

About This Home

Spreader Canal Retreat, New Construction, Bridge-Free Gulf Access, Preserve Views Tucked into one of Cape Coral’s nicest and most peaceful neighborhoods, this new-construction waterfront home delivers a rare combination of privacy, resilience, and boating freedom, all in a setting that feels worlds away from it all. With bridge-free Gulf access, this home is built for a serious boat. Head straight out to Sanibel, Boca Grande, and Cayo Costa without a single bridge in your way, true SWFL boating lifestyle from your own dock. The lanai is the showpiece: an oversized pool and spa, fire features overlooking the Spreader Canal, and a fully equipped outdoor kitchen made for entertaining. With protected mangrove preserve across the water, west exposure for the best sunsets, and sweeping canal views toward Pine Island, the setting stays open sky and water with no rear neighbors to interrupt it. Inside, this two-story home offers 5 bedrooms, and every single one is a private suite with its own bathroom, ideal for large families, multi-generational living, or an income-producing vacation rental. Dual primary suites offer rare flexibility, with a ground-floor master and water views, plus an upper-level owner’s suite for added privacy. A dedicated office, a chef’s kitchen that opens to the main living areas, and an upstairs game room round out the floor plan, along with a second-story observation deck delivering panoramic views across the water toward Pine Island. A 3-car garage provides plenty of room for vehicles, toys, and storage, and the home’s quality construction and flexible layout make it just as perfect as a full-time residence, a vacation getaway, or an Airbnb investment. Location puts you close to Cape Coral’s best restaurants and just minutes from Sands Park, with pickleball and tennis courts right around the corner. This is coastal Florida living at its best: bridge-free boating, preserve views, sunset skies, and a home built to handle it all.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
Gulf Elementary SchoolGrades PK-51.4 mi
7/10
Gulf Middle SchoolGrades 6-81.5 mi
3/10
Ida S. Baker High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Freezer,Grill - Gas,Ice Maker,Microwave,Refrigerator,Refrigerator/Freezer,Safe,Self Cleaning Oven,Oven,Washer,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Breakfast Bar, Dining - Family, Eat-in Kitchen

Features

  • Bar,Built-In Cabinets,Foyer,Pantry,Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s),Wheel Chair Access,Balcony,Den - Study,Exercise,Family Room,Great Room,Guest Bath,Guest Room,Home Office,Media Room,Open Porch/Lanai,Screened Balcony,Screened Lanai/Porch
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows,Shutters,Shutters Electric,Shutters - Screens/Fabric
  • Flooring: Tile
  • Fireplace features: Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 6,632
  • Total interior livable area: 4,751 sqft

Kitchen

  • Features: Island, Pantry, Walk-In Pantry

Property

Accessibility

  • Accessibility features: Wheel Chair Access

Details

  • Parcel number: 054523C104949.0360
  • Zoning: R1-W

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Private pool: Yes
  • Pool features: Pool/Spa Combo,In Ground,Custom Upgrades,Electric Heat,Salt Water,Screen Enclosure
  • Patio & porch: Deck,Patio,Open Porch/Lanai,Screened Lanai/Porch
  • Exterior features: Dock,Balcony,Outdoor Grill,Fire Pit,Outdoor Kitchen,Outdoor Shower,Storage,Captain's Walk
  • Has spa: Yes
  • Spa features: In Ground,Heated,Pool Integrated,Screened
  • Has view: Yes
  • View description: Canal,Mangroves,Preserve,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Front,Mangrove

Lot

  • Lot size: 10,802 sqft
  • Features: Oversize

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,636$151,632
Home Insurance *$1,474$17,688
Property Taxes $3,244$38,928
Electricity $478$5,737
Total$17,832$213,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$611,382/yr
40% on housing$534,960/yr
45% on housing$475,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$526This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$363
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$2,499,000
2026-06-08Price change$2,595,000
2026-05-07Price change$2,599,000
2026-05-04Price change$2,794,000
2026-04-08Price change$2,799,000
2026-04-02Price change$2,950,000
2026-02-10Price change$2,999,000
2026-01-16Price change$2,995,000
2025-12-18Price change$2,999,999
2025-12-10Price change$3,300,000
2025-11-25Price change$2,999,999
2025-11-20Price change$3,085,000
2025-10-08Price change$3,090,000
2025-09-08Price change$3,390,000
2025-07-04Price change$3,190,000
2025-06-05Price change$3,150,000
2025-04-09Price change$3,300,000
2025-03-25Price change$3,500,000
2025-02-10Price change$3,750,000
2025-01-06Price change$3,999,990
2024-11-23Listed for sale$4,290,000
2024-02-05Listing removed--
2021-10-07Sold$620,000
2021-09-14Pending sale$647,000
2021-08-26Price change$647,000
2021-08-08Listed for sale$669,000
2021-04-27Sold$560,000
2004-08-23Sold$415,000
2003-02-28Sold$320,000

New Construction

AgentSebastian Bokemeier
BrokerageCompass Florida LLC

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