




3512 Surfside BLVD, Cape Coral, FL, 33914
About This Home
Spreader Canal Retreat, New Construction, Bridge-Free Gulf Access, Preserve Views Tucked into one of Cape Coral’s nicest and most peaceful neighborhoods, this new-construction waterfront home delivers a rare combination of privacy, resilience, and boating freedom, all in a setting that feels worlds away from it all. With bridge-free Gulf access, this home is built for a serious boat. Head straight out to Sanibel, Boca Grande, and Cayo Costa without a single bridge in your way, true SWFL boating lifestyle from your own dock. The lanai is the showpiece: an oversized pool and spa, fire features overlooking the Spreader Canal, and a fully equipped outdoor kitchen made for entertaining. With protected mangrove preserve across the water, west exposure for the best sunsets, and sweeping canal views toward Pine Island, the setting stays open sky and water with no rear neighbors to interrupt it. Inside, this two-story home offers 5 bedrooms, and every single one is a private suite with its own bathroom, ideal for large families, multi-generational living, or an income-producing vacation rental. Dual primary suites offer rare flexibility, with a ground-floor master and water views, plus an upper-level owner’s suite for added privacy. A dedicated office, a chef’s kitchen that opens to the main living areas, and an upstairs game room round out the floor plan, along with a second-story observation deck delivering panoramic views across the water toward Pine Island. A 3-car garage provides plenty of room for vehicles, toys, and storage, and the home’s quality construction and flexible layout make it just as perfect as a full-time residence, a vacation getaway, or an Airbnb investment. Location puts you close to Cape Coral’s best restaurants and just minutes from Sands Park, with pickleball and tennis courts right around the corner. This is coastal Florida living at its best: bridge-free boating, preserve views, sunset skies, and a home built to handle it all.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Concrete Block
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Freezer,Grill - Gas,Ice Maker,Microwave,Refrigerator,Refrigerator/Freezer,Safe,Self Cleaning Oven,Oven,Washer,Wine Cooler
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Features: Breakfast Bar, Dining - Family, Eat-in Kitchen
Features
- Bar,Built-In Cabinets,Foyer,Pantry,Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s),Wheel Chair Access,Balcony,Den - Study,Exercise,Family Room,Great Room,Guest Bath,Guest Room,Home Office,Media Room,Open Porch/Lanai,Screened Balcony,Screened Lanai/Porch
- Door features: Impact Resistant Doors
- Window features: Impact Resistant Windows,Shutters,Shutters Electric,Shutters - Screens/Fabric
- Flooring: Tile
- Fireplace features: Outside
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 6,632
- Total interior livable area: 4,751 sqft
Kitchen
- Features: Island, Pantry, Walk-In Pantry
Property
Accessibility
- Accessibility features: Wheel Chair Access
Details
- Parcel number: 054523C104949.0360
- Zoning: R1-W
Features
- Levels: Two,Multi/Split
- Stories: 2
- Private pool: Yes
- Pool features: Pool/Spa Combo,In Ground,Custom Upgrades,Electric Heat,Salt Water,Screen Enclosure
- Patio & porch: Deck,Patio,Open Porch/Lanai,Screened Lanai/Porch
- Exterior features: Dock,Balcony,Outdoor Grill,Fire Pit,Outdoor Kitchen,Outdoor Shower,Storage,Captain's Walk
- Has spa: Yes
- Spa features: In Ground,Heated,Pool Integrated,Screened
- Has view: Yes
- View description: Canal,Mangroves,Preserve,Water
- Has water view: Yes
- Water view: Canal,Water
- On waterfront: Yes
- Waterfront features: Canal Front,Mangrove
Lot
- Lot size: 10,802 sqft
- Features: Oversize
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,636 | $151,632 |
| Home Insurance * | $1,474 | $17,688 |
| Property Taxes | $3,244 | $38,928 |
| Electricity | $478 | $5,737 |
| Total | $17,832 | $213,984 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Price change | $2,499,000 |
| 2026-06-08 | Price change | $2,595,000 |
| 2026-05-07 | Price change | $2,599,000 |
| 2026-05-04 | Price change | $2,794,000 |
| 2026-04-08 | Price change | $2,799,000 |
| 2026-04-02 | Price change | $2,950,000 |
| 2026-02-10 | Price change | $2,999,000 |
| 2026-01-16 | Price change | $2,995,000 |
| 2025-12-18 | Price change | $2,999,999 |
| 2025-12-10 | Price change | $3,300,000 |
| 2025-11-25 | Price change | $2,999,999 |
| 2025-11-20 | Price change | $3,085,000 |
| 2025-10-08 | Price change | $3,090,000 |
| 2025-09-08 | Price change | $3,390,000 |
| 2025-07-04 | Price change | $3,190,000 |
| 2025-06-05 | Price change | $3,150,000 |
| 2025-04-09 | Price change | $3,300,000 |
| 2025-03-25 | Price change | $3,500,000 |
| 2025-02-10 | Price change | $3,750,000 |
| 2025-01-06 | Price change | $3,999,990 |
| 2024-11-23 | Listed for sale | $4,290,000 |
| 2024-02-05 | Listing removed | -- |
| 2021-10-07 | Sold | $620,000 |
| 2021-09-14 | Pending sale | $647,000 |
| 2021-08-26 | Price change | $647,000 |
| 2021-08-08 | Listed for sale | $669,000 |
| 2021-04-27 | Sold | $560,000 |
| 2004-08-23 | Sold | $415,000 |
| 2003-02-28 | Sold | $320,000 |
