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5321 SW 20th Pl, Cape Coral, FL, 33914

4beds
3baths
2,679sqft
$1,849,000
$690price/sqft
$13,509/moest. monthly cost
$540,360/yrincome needed

About This Home

ONE OF A KIND WATERVIEW! Welcome to your dream waterfront oasis! This stunning, contemporary residence offers a truly luxurious living experience right in the heart of preferred Southwest Cape Coral. With access to the Gulf of Mexico, each morning promises breathtaking Floridian sunrises and unparalleled vistas stretching down a beautiful canal intersection. This home’s exquisite design features soaring high ceilings that complement the zero-corner sliding doors, seamlessly blending the indoor opulence with the natural beauty outdoors. The expansive living area opens directly to an oversized patio, hosting an electrically heated salt-water pool and spa adorned with a vanishing edge – perfect for those who appreciate the art of relaxation. Lush landscaping and large panorama screens offer unobstructed views, ensuring that you are never more than a glance away from serenity.The interior speaks volumes about luxury with its meticulously maintained travertine and tile flooring throughout. The grand primary bedroom serves as a sanctuary, equipped with separate his and hers walk-in closets. For boating enthusiasts, the composite boat dock features a captain’s walk, conveniently ushering you directly onto the water from your backyard. Additionally, the three-car garage sports classy Epoxy flooring, which means even your vehicles rest in style. Convenience is key, and living here means you're just moments away from the Cape Harbour Marina with its numerous shopping and dining options. Whether it's groceries from the nearby Publix Super Market at Camelot Isles Shopping Center, a leisurely walk at Camelot Park, or an evening at the Cape Harbour Marina, everything you need is within easy reach. This turnkey home is nothing short of spectacular, offering privacy, luxury, and convenience seamlessly crafted into one awe-inspiring package. It’s not just another beautiful property; it’s the lifestyle upgrade you deserve. Don't just chase dreams—live them in this exceptional Cape Coral haven!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Gulf Elementary SchoolGrades PK-52.6 mi
6/10
Gulf Middle SchoolGrades 6-82.4 mi
3/10
Ida S. Baker High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Wine Cooler,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Bedroom on Main Level,Bathtub,Tray Ceiling(s),Dual Sinks,Family/Dining Room,Kitchen Island,Living/Dining Room,Multiple Shower Heads,Main Level Primary,Multiple Primary Suites,Pantry,Separate Shower,Cable TV,Walk-In Closet(s),Home Office,Split Bedrooms,Bathroom,Den,Guest Quarters,Office,Screened Porch,Great Room
  • Door features: Sliding Doors
  • Window features: Single Hung,Sliding,Impact Glass
  • Flooring: Other,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,339
  • Total interior livable area: 2,679 sqft

Property

Details

  • Parcel number: 164523C404597.0160
  • Lease amount: 0
  • Zoning description: R1-W

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Outside Bath Access,Pool Equipment,Screen Enclosure,Salt Water
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation,Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Patio,Shutters Electric
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground
  • Has view: Yes
  • View description: Canal,Landscaped,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Access,Intersecting Canal

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,349$112,188
Home Insurance *$1,090$13,080
Property Taxes $2,801$33,612
Electricity $269$3,235
Total$13,509$162,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$463,165/yr
40% on housing$405,270/yr
45% on housing$360,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$690This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$361
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$1,895,000
2025-11-02Listed for sale$1,950,000
2025-09-30Listing removed$1,950,000
2025-03-25Listed for sale$1,950,000
2025-02-12Listing removed$2,499,000
2024-07-24Listed for sale$2,499,000
2017-03-03Sold$350,000
2017-02-23Pending sale$362,900
2016-08-18Price change$362,900
2016-02-02Listed for sale$369,900
2015-12-03Sold$299,900
2015-11-07Pending sale$299,900
2015-09-15Price change$299,900
2015-08-03Price change$309,900
2015-06-15Price change$324,900
2015-01-18Listed for sale$349,900
1999-03-12Sold$56,000
1998-01-08Sold$56,000

For Sale by Agent

AgentThomas Hopf
BrokerageEngel & Voelkers Cape Coral

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