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5640 Williams DR, Fort Myers Beach, FL, 33931

5beds
5baths
3,417sqft
$4,900,000
$1,434price/sqft
$34,130/moest. monthly cost
$1,365,200/yrincome needed

About This Home

Luxury Bayfront Estate | Expansive Bay Views & Resort-Style Living! Imagine waking up each morning to panoramic 180° Bay Views, where the sun rises gracefully over the bay and sets in a blaze of color on the horizon. 30,000 lb Synergy Boatlift, 5 ensuites, elevator, 3+ car garage. Nearly every room in this home captures breathtaking views, immersing you in the beauty of coastal living. After sunset, retreat to the dock, the lanai, or your private master deck to watch the stars emerge—on a clear night, hundreds sparkle above, and you may even glimpse rockets launching from Cape Canaveral. The soothing sound of the distant ocean waves completes the picture of tranquility. The newly remodeled heated saltwater pool and spa create your own private resort. Relax with music or a favorite show on the lanai’s large-screen TV, or gather for a cozy movie night under the stars. With five spacious en-suite bedrooms, the home provides ultimate privacy and comfort for family and guests alike. The open-concept kitchen and dining areas accommodate up to 14, making it perfect for entertaining on any scale. Every detail of this residence is designed for both luxury and function. A 3+ car garage with a newly finished multi-coat polyurea floor offers abundant storage, while numerous large closets ensure everything has its place. Beyond the home, the lush landscape is adorned with fragrant flowering plants and stately palms, creating a true tropical retreat. For the boating enthusiast, the private dock system is unparalleled. Outfitted with a 30,000 lb. Synergy boat lift and new boathouse roof, a double IMM Quality PWC lift and 50-amp shore power, it has been fully re-decked with premium AZEK materials for durability and style. Launch your kayak or paddleboard from the floating EZ Dock and explore mangrove islands teeming with dolphins, manatees, stingrays, & native birds—even the occasional bald eagle. Quick Gulf access means you can reach Big Carlos Pass in about 12 minutes, enjoy a trip to Naples or Marco Island in just over an hour, or head north for a scenic ride to Cabbage Key. At home, cast a line off the dock for snapper or sheepshead while enjoying the evening migration of ibis or the sight of dolphins gliding by. This smartly equipped residence ensures modern comfort with high-speed mesh Wi-Fi extending throughout the home, pool deck, and dock. Even while aboard your boat, you can stream video seamlessly. Smart Leviton lighting controls, newer appliances—including GE Profile washer/dryer, KitchenAid dishwasher, and microwave/convection combo—and thoughtfully included furnishings (7 TVs and more) make this property move-in ready. With deeded neighborhood beach access just a 15-minute stroll away, you’ll also enjoy daily sunset gatherings with neighbors on the white sands of the Gulf. This home is more than a residence—it’s an experience of refined coastal living, where every sunrise, sunset, and starry night is yours to savor.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Lexington Middle SchoolGrades 6-84.3 mi
4/10
Estero High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Block,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Block,Frame,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Freezer,Oven,Washer,Wine Cooler
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Bar, Dining - Family

Features

  • Built-In Cabinets,Cathedral Ceiling(s),Laundry Tub,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Window Coverings,Balcony,Family Room,Great Room,Guest Bath,Guest Room,Home Office,Laundry in Residence,Screened Lanai/Porch
  • Door features: Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,473
  • Total interior livable area: 3,417 sqft

Kitchen

  • Features: Island, Pantry, Walk-In Pantry

Property

Details

  • Parcel number: 284624W30020B.0410
  • Zoning: RS-1

Features

  • Levels: Multi/Split
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Concrete,Electric Heat
  • Patio & porch: Deck,Screened Lanai/Porch
  • Exterior features: Balcony,Outdoor Shower,Boat Lift,Captain's Walk,Elec Avail at dock,Jet Ski Lift
  • Has spa: Yes
  • Spa features: In Ground,Concrete,Heated,Bath
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay,Water
  • On waterfront: Yes
  • Waterfront features: Bay,Navigable Water
  • Frontage type: Bay/Harbor

Lot

  • Lot size: 0.33 Acres
  • Features: Oversize

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,777$297,324
Home Insurance *$3,652$43,824
Property Taxes $5,358$64,296
Electricity $343$4,126
Total$34,130$409,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,170,171/yr
40% on housing$1,023,900/yr
45% on housing$910,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,434This listing

vs Other Active Listings

Avg $/sqft

ZIP 33931$609
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33931$520
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$4,950,000
2026-01-01Listing removed$5,249,000
2025-09-03Listed for sale$5,249,000
2014-12-15Sold$1,908,800
2014-07-08Price change$2,199,000
2014-04-25Price change$2,350,000
2014-03-19Price change$2,349,000
2013-08-22Listed for sale$2,449,000
2005-06-30Sold$2,041,500
2004-01-05Sold$725,000
1999-07-28Sold$218,000

For Sale by Agent

AgentJ Alex King
BrokeragePremiere Plus Realty Company

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