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20090 Ponce De Leon DR, Estero, FL, 33928

--beds
0baths
500sqft
$105,000
$210price/sqft
$889/moest. monthly cost
$35,560/yrincome needed

About This Home

Discover the perfect canvas for your dream home at this impressive oversized VACANT LOT located in the sought-after Riverwoods Plantation community. Nestled on the picturesque lake, this desirable lot offers stunning western exposure, perfect for enjoying breathtaking sunsets from your paver patio. With ample space to accommodate an RV or a manufactured home, you’ll have the flexibility to craft a lifestyle tailored to your needs—an estimated size for a manufactured home is 24 x 41. The RV shown in the photos could be included, making this an incredible opportunity for those looking to enjoy the lifestyle right away. The community is rich in amenities to keep you engaged and active, featuring an on-site activity director and property manager to enhance your experience. Join your neighbors for various activities, including horseshoes, shuffleboard, bocce, tennis, billiards, sand volleyball, water volleyball, pickleball, and much more! Relax and unwind in the heated pool and spa, or take advantage of the three lakes for fishing and leisure. Residents also enjoy boat storage and convenient access to the boat ramp on the Estero River, leading directly to the pristine Estero Bay and the Gulf of America. For outdoor enthusiasts, a kayak and canoe launch is available. Riverwoods Plantation is a vibrant 55+ community, offering an unparalleled array of activities including line dancing, lunches, parades, talent shows, card games, Mahjong, Bunco, bingo, and live bands—ensuring there’s never a dull moment. Please note that this lot is not pet-friendly. Don’t miss your chance to secure this exceptional lot and become part of a thriving community filled with opportunities for fun and friendship!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
3/10
Lexington Middle SchoolGrades 6-86.2 mi
4/10
Estero High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle

Type & Style

  • Home type: Condo
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: None
  • Laundry features: Common Area

Dining Room

  • Features: Other

Features

  • Other,Additional Rooms - None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Property

Details

  • Parcel number: 294625E1080J0.0110
  • Zoning: RV

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Boat Ramp,Water Avail at Dock
  • Spa features: Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 2,874 sqft
  • Features: Oversize

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$52$624
Property Taxes $110$1,320
Electricity $197$2,366
Total$889$10,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,480/yr
40% on housing$26,670/yr
45% on housing$23,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$213
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-07Listed for sale$105,000
2022-05-05Sold$100,000
2017-04-07Sold$97,000
2011-01-04Sold$54,000

For Sale by Agent

AgentCandace W Farmer
BrokerageLocal Real Estate LLC

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