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2714 SW 28th Ave, Cape Coral, FL, 33914

4beds
3baths
1,892sqft
$544,900
$288price/sqft
$4,119/moest. monthly cost
$164,760/yrincome needed

About This Home

Built in 2016 and meticulously maintained, this home offers a rare level of peace of mind in today’s market—having never experienced damage from past or recent storms and fully equipped with shutters for added protection. Insurance quotes have already been obtained and are available for review, helping simplify the process for prospective buyers. From the moment you walk in, you’re welcomed by soaring ceilings and immediate views of the pool, setting the tone for a bright, open, and inviting space. The thoughtfully designed open-concept layout creates seamless flow between the main living areas, making it ideal for both everyday living and entertaining. The expansive great room is perfectly suited for hosting larger gatherings, while four spacious bedrooms provide flexibility for families, guests, or those looking to maximize rental potential. The property has been successfully utilized as a part-time rental, with consistent bookings when not in personal use. A detailed rental breakdown will be available in the MLS for serious inquiries, offering insight into potential income opportunities. Offered completely turnkey, this home presents a seamless opportunity for those relocating, purchasing a second home, or seeking an investment property—allowing for immediate enjoyment or income potential without the added effort of furnishing. Tile flooring runs throughout the home, providing durability and a clean, cohesive aesthetic from room to room. The garage has also been recently upgraded with a professionally epoxied floor, adding both a polished finish and long-term durability. Step outside to your private outdoor retreat, thoughtfully designed for both relaxation and entertaining. The saltwater pool offers a more enjoyable swimming experience while being easier and more cost-effective to maintain, and features a desirable sunshelf—perfect for lounging, staying cool, or creating a safe and enjoyable space for kids to play. An abundance of deck space allows for multiple loungers, while ample covered seating creates the ideal setting for outdoor dining, grilling, or hosting guests year-round. Conveniently located, the pool bath helps minimize water being tracked through the home, adding everyday functionality to the space. Enjoy beautiful pool views and access from both the main living areas and the primary suite—imagine adding a hot tub just outside your primary to take in Florida’s sunset evenings. Located in the highly sought-after Surfside corridor of Cape Coral, this home is surrounded by newer and luxury properties and offers close proximity to everyday conveniences including grocery stores, dining, coffee shops, and easy access to main roads for seamless commuting. The property is owned free and clear, offering additional flexibility and a smooth transaction experience. Homes offering this level of condition, location, and preparedness are becoming increasingly selective in today’s market.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
Gulf Elementary SchoolGrades PK-51.3 mi
6/10
Gulf Middle SchoolGrades 6-81.6 mi
3/10
Ida S. Baker High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Tray Ceiling(s),Dual Sinks,Family/Dining Room,High Ceilings,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Shower Only,Separate Shower,Cable TV,Walk-In Closet(s),Window Treatments,Split Bedrooms,Family Room,Guest Quarters,Screened Porch
  • Window features: Single Hung,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,333
  • Total interior livable area: 1,892 sqft

Property

Details

  • Parcel number: 324423C105970.0270
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Outside Bath Access,Pool Equipment,Screen Enclosure,Salt Water
  • Patio & porch: Deck,Lanai,Porch,Screened
  • Exterior features: Deck,Sprinkler/Irrigation,Shutters Manual
  • Has view: Yes
  • View description: Landscaped,Pool
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 83 x 127 x 83 x 127

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$321$3,852
Property Taxes $846$10,152
Electricity $197$2,366
Total$4,119$49,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,222/yr
40% on housing$123,570/yr
45% on housing$109,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$365
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$544,900
2026-04-15Pending sale$544,900
2026-04-09Listing removed$6,000
2026-04-01Listed for sale$544,900
2026-03-01Listed for rent$6,000
2026-02-03Listing removed$6,000
2026-01-19Listed for rent$6,000
2026-01-10Listing removed$6,000
2025-12-26Listed for rent$6,000
2025-08-06Listing removed$550,000
2025-07-09Price change$550,000
2025-07-08Price change$500,000
2025-04-02Listed for sale$565,000
2023-01-31Listing removed--
2023-01-18Price change$659,900
2022-12-01Listed for sale$669,900
2020-10-05Listing removed$449,900
2020-08-27Listed for sale$449,900
2019-08-30Sold$345,000
2019-07-25Pending sale$349,000
2019-05-31Listed for sale$349,000
2016-07-21Sold$315,000
2016-05-22Pending sale$336,500
2016-04-01Price change$336,500
2016-02-23Listed for sale$337,500
2015-05-04Sold$30,000

For Sale by Agent

AgentTaylor Rompel, John R. Wood Properties
BrokerageJohn R. Wood Properties

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