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15801 Chatfield Dr, Fort Myers, FL, 33908

5beds
6baths
4,169sqft
$2,850,000
$684price/sqft
$20,815/moest. monthly cost
$832,600/yrincome needed

About This Home

$145,000 Price Reduction!! Located in the highly sought-after St. Charles Harbour, this newer construction residence is one of the newest homes built in the community and offers exceptional design, privacy, and quality throughout. Built by one of the most well-respected builders in the area, Harbourside Custom Homes, your assured a home that stands the test of time. As you enter the home your greeted by a beautiful solid mahogany front door, making a striking first impression, welcoming you into a light and bright interior with soaring 12–14 ft ceilings, detailed beams, and soft neutral tones. Featuring 5 bedrooms plus a den and 5.5 baths, every bedroom is en-suite and thoughtfully arranged in a split floor plan to provide privacy for both owners and guests. The home offers a 3-car oversized garage, including a 28-foot-deep bay for two vehicles, and is pre-wired for a generator with dual 50-amp direct-plug connections. Impact glass is installed throughout, along with cameras on every corner, commercial-grade Wi-Fi, and a whole-home Kinetico water softener and filtration system. The open, well-designed floor plan centers around a stunning kitchen with high-end Thermador appliances, a butler’s pantry, and a formal dining area. The kitchen flows seamlessly into the spacious family room featuring custom built-ins and elegant ceiling details, creating a calm, relaxing atmosphere perfect for family and friends. The expansive owner’s suite includes a sitting area overlooking the preserve, two large walk-in closets, and a spa-like bath with dual vanities. Four additional guest suites each offer their own private baths, ensuring comfort for everyone. Step outside to a massive screened picture-window lanai backing to a private preserve, complete with a beautiful pool and spa, plus plumbing already in place for an outdoor kitchen. St. Charles Harbour features an active Yacht Club with a popular waterfront restaurant just down the street, along with the opportunity to purchase or lease marina slips with quick access to the Gulf and Intracoastal waterways—offering some of the best boating in Florida. Built to the newest codes and elevation standards, this home delivers luxury, peace of mind, and an exceptional coastal lifestyle.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
Heights Elementary SchoolGrades PK-53.3 mi
3/10
Lexington Middle SchoolGrades 6-84.0 mi
5/10
Cypress Lake High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Double Oven,Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Microwave,Refrigerator,Water Purifier,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Bedroom on Main Level,Breakfast Area,Tray Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Eat-in Kitchen,Handicap Access,High Ceilings,Living/Dining Room,Main Level Primary,Pantry,Sitting Area in Primary,Shower Only,Separate Shower,Walk-In Closet(s),Home Office,Split Bedrooms,Den,Exercise Room,Family Room,Office,Screened Porch,Great Room
  • Window features: Impact Glass
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 5,141
  • Total interior livable area: 4,169 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 3545230500003.0070
  • Lease amount: 0
  • Zoning description: RPD

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Electric Heat,Heated,In Ground,Pool Equipment,Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation,Other,Patio
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground
  • Has view: Yes
  • View description: Preserve
  • Waterfront features: None

Lot

  • Lot size: 0.51 Acres
  • Features: Corner Lot,Sprinklers Automatic
  • Lot size dimensions: 144 x 187 x 93 x 217

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,411$172,932
Home Insurance *$2,882$34,584
Property Taxes $3,103$37,236
Electricity $419$5,034
Total$20,815$249,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$713,657/yr
40% on housing$624,450/yr
45% on housing$555,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$684This listing

vs Other Active Listings

Avg $/sqft

ZIP 33908$213
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33908$248
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Price change$2,850,000
2026-01-23Listed for sale$2,995,000
2021-03-09Sold$275,000
2020-07-24Listing removed$298,500
2020-03-03Price change$298,500
2019-08-30Listed for sale$370,000

For Sale by Agent

AgentChad Reedy
BrokerageRoyal Shell Real Estate, Inc.

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