See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20140 Estero Gardens CIR #204, Estero, FL, 33928

2beds
2baths
1,667sqft
$319,900
$192price/sqft
$2,318/moest. monthly cost
$92,720/yrincome needed

About This Home

Welcome to Villagio at Estero featuring the Milan floor plan. This delightful, well-kept condominium home is located in the highly-sought after Villagio at Estero community. This second-story condo features 2 bedrooms plus den, 2 full bathrooms, and a one-car attached garage. This home has the following black appliances: refrigerator, range, microwave, and dishwasher, all complemented by light cabinets, granite countertops, and a generous pantry in the kitchen. The floors have tile in the wet areas and screened in lanai. Villagio at Estero offers a plethora of amenities to enhance your lifestyle: Two swimming pools, spa, cardio fitness center, pickleball and tennis courts, a movie theater, ice cream bar and Café. Centrally located, Villagio provides easy access to US 41, I-75, Coconut Point Mall, Miromar Outlets, Gulf Coast Town Center, University Village, FGCU, RSW Airport, and numerous restaurants. Experience Florida living at Villagio at Estero, where comfort, convenience, and community come together in perfect harmony.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
8/10
Three Oaks Middle SchoolGrades 6-82.1 mi
4/10
Estero High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Refrigerator/Freezer,Washer
  • Laundry features: Inside

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Living

Features

  • Fire Sprinkler,Smoke Detectors,Vaulted Ceiling(s),Den - Study,Laundry in Residence,Screened Lanai/Porch
  • Window features: Impact Resistant Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,667
  • Total interior livable area: 1,667 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 264625E101006.0204

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Screened Lanai/Porch
  • Has view: Yes
  • View description: Pond,Water Feature
  • Has water view: Yes
  • Water view: Pond,Water Feature
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 0.33 Acres
  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Driveway,Guest,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$160$1,920
Property Taxes $344$4,128
Electricity $197$2,366
Total$2,318$27,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,474/yr
40% on housing$69,540/yr
45% on housing$61,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$212
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listing removed$2,000
2026-07-01Listed for sale$319,900
2026-06-30Price change$2,000
2025-12-22Price change$2,100
2025-11-04Listed for rent$2,200
2024-11-07Listing removed$2,200
2024-10-31Listed for rent$2,200
2021-02-04Sold$225,000
2015-12-14Sold$199,000
2004-09-23Sold$263,400

For Sale by Agent

AgentAllen Joffe
BrokeragePremiere Plus Realty Company

Similar Homes