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5134 Fisher Island Dr #5134, Miami Beach, FL, 33109

4beds
5baths
4,109sqft
$10,980,000
$2,672price/sqft
$71,387/moest. monthly cost
$2,855,480/yrincome needed

About This Home

This stunning 4BR/4.5BA Bayview unit spans 4,109 SF w/chic modern décor. Three terraces offer exceptional indoor-outdoor living, including 2 main bayside terraces with sunset views over Virginia Key, Biscayne Bay, & Miami skyline. Exquisite porcelain floors grace the common areas, light English oak flow in the bedrooms. An open living room features a custom bar, designer lighting & book-matched onyx wall inset. Elegant family & dining rooms offer terrace access. Gourmet kitchen sports Viking & Sub-Zero appliances plus Pendini cabinetry. The bayside principal suite boasts a custom closet room & spa-inspired bathroom w/Calacatta Gold marble, walk-in shower, dual vanities & water closets. 3 additional bedrooms include walk-in closets & en-suite baths. Unit embodies waterfront luxury & style.

Getting Around

13
WalkingCar-Dependent
40
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

9/10
5/10
Nautilus Middle SchoolGrades 6-83.7 mi
4/10

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Electric Range,Refrigerator,Oven,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Entrance Foyer,Other,Split Bedroom
  • Window features: Sliding
  • Flooring: Marble,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,109
  • Total interior livable area: 4,109 sqft

Property

Details

  • Parcel number: 3042090180200
  • Attached to another structure: Yes

Features

  • Entry location: Foyer
  • Private pool: Yes
  • Pool features: Private Pool
  • Exterior features: Balcony,Other,Tennis Court(s)
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay,Water
  • On waterfront: Yes
  • Waterfront features: Bay
  • Frontage type: Bay/Harbor

Lot

  • Features: East Of Us1

Parking

  • Total spaces: 2
  • Parking features: 2 Or More Spaces,Assigned,Covered,Golf Cart Parking,No Rv/Boats,No Trucks/Trailers
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $55,520$666,240
Home Insurance *$291$3,492
Property Taxes $15,163$181,956
Electricity $413$4,962
Total$71,387$856,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,447,554/yr
40% on housing$2,141,610/yr
45% on housing$1,903,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,672This listing

vs Other Active Listings

Avg $/sqft

ZIP 33109$3,011
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33109$2,100
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$10,980,000
2025-10-07Listed for sale$11,980,000
2017-10-12Sold$4,750,000
2016-07-20Listing removed$6,900,000
2015-11-24Price change$6,900,000
2015-11-04Listed for sale$7,950,000
2015-09-15Listing removed$7,950,000
2015-03-23Listed for sale$7,950,000
2008-01-30Sold$4,000,000
2006-06-07Sold$3,900,000
2005-08-05Sold$2,794,000

For Sale by Agent

AgentJill Eber
BrokerageColdwell Banker Realty

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