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86126 REMSENBURG Drive, Fernandina Beach, FL, 32034

4beds
3baths
2,908sqft
$539,000
$185price/sqft
$3,984/moest. monthly cost
$159,360/yrincome needed

About This Home

Welcome to the highly sought-after North Hampton Golf Club community, just minutes from the pristine beaches of Amelia Island--featuring a NEWER ROOF, NEWER HVAC, NEWER WATER HEATER, and a 1-YEAR HOME WARRANTY for added peace of mind. This beautifully updated home offers the perfect blend of comfort and style, with a spacious paved patio and fully fenced backyard ideal for entertaining, relaxing evenings, or pets to roam freely. Inside, enjoy a thoughtfully upgraded interior with durable luxury vinyl plank flooring, refreshed bathrooms with quartz countertops, and a stunning kitchen showcasing quartz surfaces, stainless steel appliances, modern backsplash, upgraded lighting, and custom blinds. The flexible floor plan includes a main-level bedroom and full bathroom with a walk-in shower--perfect for guests or multi-generational living. Upstairs, the primary suite serves as a true retreat with space for a sitting area, multiple walk-in closets for exceptional storage, and flexibility for a home office or nursery. Two additional guest bedrooms and a full bathroom upstairs provide comfortable accommodations and functional living space. This move-in-ready home delivers modern upgrades, a smart layout, and an unbeatable location in one of the area's premier golf communities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Yulee Elementary SchoolGrades 3-52.7 mi
9/10
Yulee Middle SchoolGrades 6-81.7 mi
5/10
Yulee High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Generational,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Gas Dryer Hookup,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Jack and Jill Bath,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,908 sqft

Property

Details

  • Parcel number: 122N27146000210000
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Rear Porch
  • Fencing: Back Yard,Full,Wrought Iron
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 7,840 sqft
  • Features: Cul-De-Sac,Dead End Street,Few Trees,On Golf Course,Sprinklers In Rear
  • Lot size dimensions: 55 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Off Street,On Street,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$348$4,176
Property Taxes $619$7,428
Electricity $292$3,511
Total$3,984$47,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,594/yr
40% on housing$119,520/yr
45% on housing$106,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$415
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$539,000
2026-04-27Listing removed$539,000
2026-03-29Price change$539,000
2026-03-10Price change$545,000
2026-02-13Price change$550,000
2026-01-17Listed for sale$560,000
2026-01-15Listing removed$560,000
2025-11-21Listed for sale$560,000
2023-08-11Sold$555,000
2023-07-16Pending sale$560,000
2023-06-27Listed for sale$560,000
2023-06-23Listing removed--
2023-06-19Price change$560,000
2023-06-13Listed for sale$570,000
2022-02-03Sold$500,000
2021-12-30Pending sale$499,750
2021-12-17Price change$499,750
2021-11-19Listed for sale$500,000
2021-09-09Sold$350,000
2016-10-15Listing removed$275,000
2016-08-28Price change$275,000
2016-05-17Price change$299,900
2015-12-10Listed for sale$329,900
2014-02-07Listing removed$299,900
2013-07-22Listed for sale$299,900
2009-08-10Sold$239,000
2006-02-13Sold$316,500
2003-08-25Sold$257,400

For Sale by Agent

AgentTONYA BAUDEK
BrokerageSUMMER HOUSE REALTY

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