86107 Remsenburg Dr, Fernandina Beach, FL, 32034
About This Home
Beautifully updated 5BR/3BA home in the highly sought-after North Hampton golf course community featuring an assumable 2.25% mortgage for qualified buyers an exceptional opportunity in todays market! This spacious home offers a flexible layout with a main level primary suite plus an upstairs bonus bedroom with ensuite bath, ideal for guests, a home office, or multi-generational living. Fresh interior paint, new hardwood and tile flooring, updated kitchen and bathrooms, abundant natural light, and move-in ready finishes throughout. Enjoy a huge fully fenced backyard with plenty of room for entertaining, pets, or a future pool, plus a 2-car garage and mature landscaping. North Hampton residents enjoy resort-style amenities including a community pool with childrens splash zone, clubhouse, tennis courts, pickleball, basketball courts, soccer fields, playgrounds, and a golf course with public restaurant. Low HOA fee includes internet, cable, and security monitoring. Conveniently located just 10 minutes to Amelia Island beaches, shopping, dining, and A+ rated schools, with an easy 30-minute drive to Jacksonville International Airport. Experience the perfect blend of coastal lifestyle, community amenities, and a rare assumable low-interest mortgage opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2003
Materials
- Roof: Shingle
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Water Softener Owned,Stove,Washer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),French Door(s)/Atrium Door(s),Fireplace,Cable TV
- Door features: French Doors
- Window features: Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,223
- Total interior livable area: 2,223 sqft
Property
Details
- Parcel number: 122N27146000330000
- Zoning: PUD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Rear Porch,Screened
- Exterior features: Fence,Sprinkler/Irrigation
Lot
- Lot size: 0.31 Acres
- Lot size dimensions: .31
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Coastal Flooding
- Hurricane
- Heat Wave
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,750 | $33,000 |
| Home Insurance * | $351 | $4,212 |
| Property Taxes | $597 | $7,164 |
| Electricity | $223 | $2,684 |
| Total | $3,921 | $47,052 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $543,900 |
| 2026-05-18 | Listed for sale | $543,900 |
| 2024-04-17 | Sold | $597,000 |
| 2024-02-27 | Pending sale | $507,500 |
| 2024-01-25 | Price change | $507,500 |
| 2023-11-13 | Price change | $510,000 |
| 2023-10-25 | Listed for sale | $515,000 |
| 2021-10-04 | Sold | $370,000 |
| 2021-08-26 | Pending sale | $390,000 |
| 2021-08-09 | Listed for sale | $390,000 |
| 2020-04-21 | Listing removed | $1,900 |
| 2020-04-07 | Listed for rent | $1,900 |
| 2017-07-19 | Listing removed | $1,650 |
| 2017-06-29 | Price change | $1,650 |
| 2017-06-13 | Price change | $1,750 |
| 2017-05-12 | Listed for rent | $1,650 |
| 2016-10-25 | Listing removed | $1,600 |
| 2013-10-19 | Listing removed | $1,450 |
| 2013-08-30 | Listed for rent | $1,450 |
| 2003-04-22 | Sold | $212,000 |
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