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4317 Dinner Lake Dr, Lake Wales, FL, 33859

4beds
2baths
2,088sqft
$265,000
$127price/sqft
$2,104/moest. monthly cost
$84,160/yrincome needed

About This Home

HUGE PRICE DROP! Welcome home to comfort, space, and a prime location. This charming 4-bedroom, 2-bath residence is nestled in a gated community near Lake Suzanne and Dinner Lake, ideally located with convenient access to downtown Lake Wales, Winter Haven, and Dundee. Designed with entertaining in mind, this home offers an open and inviting layout anchored by a huge kitchen with abundant cabinetry and clear sightlines into the living room, making it easy to host while staying connected with family and guests. A dedicated dining room provides the perfect setting for formal meals, holidays, or dinner parties, while a separate family room adds flexibility for everyday living. Beautiful wood flooring enhances the kitchen, living room, and primary bedroom, adding warmth throughout the main living spaces. The spacious primary suite serves as a private retreat, featuring a large en-suite bathroom with a relaxing soaker tub and separate shower. A desirable split floor plan offers added privacy for both owners and guests. Enjoy Florida mornings and evenings on the screened-in patio, ideal for coffee, casual dining, or unwinding outdoors. Additional highlights include a new roof installed in 2020, peace-of-mind ownership, and USDA loan eligibility for qualified buyers. Combining comfort, functionality, and a highly desirable central location, this home is a standout opportunity you won’t want to miss.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Dimensions: 15x18

Features

  • Attic Fan,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,660
  • Total interior livable area: 2,088 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Dimensions: 17x11

Living Room

  • Level: First
  • Dimensions: 11x10

Primary Bedroom

  • Features: Single Vanity,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 272915864501000530
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Lighting,Private Entrance,Private Mailbox,Sidewalk
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.26 Acres
  • Features: Level,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Cold Wave
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$226$2,712
Property Taxes $329$3,948
Electricity $210$2,521
Total$2,104$25,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,137/yr
40% on housing$63,120/yr
45% on housing$56,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 33859$115
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33859$162
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$275,000
2026-03-17Price change$289,990
2026-01-23Listed for sale$309,990
2021-05-11Listing removed--
2021-02-01Sold$230,000
2021-01-03Pending sale$235,000
2020-12-12Price change$235,000
2020-10-19Price change$250,000
2020-10-01Price change$270,000
2020-09-19Pending sale$248,000
2020-09-17Price change$248,000
2020-09-09Listed for sale$270,000
2003-05-12Sold$25,000

For Sale by Agent

AgentDavid Small, KELLER WILLIAMS REALTY SMART 1, June Asher, KELLER WILLIAMS REALTY SMART 1
BrokerageKELLER WILLIAMS REALTY SMART 1

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