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1550 S BELCHER ROAD #421, Clearwater, FL, 33764

3beds
2baths
1,296sqft
$170,000
$131price/sqft
$1,514/moest. monthly cost
$60,560/yrincome needed

About This Home

Back on market due to buyer’s loss of job! Sunlight pours through the windows of this beautifully maintained 3-bedroom Clearwater condo, where pool views and an abundance of natural light create a welcoming place to call home. Move-in ready and thoughtfully updated, this residence offers the perfect blend of comfort, convenience, and Florida charm. The open split-bedroom floor plan provides both privacy and functionality, while the spacious living room is lined with windows and anchored by a cozy fireplace, creating an inviting space for relaxing or entertaining. The kitchen offers exceptional storage with 42-inch upper cabinets, a pantry, and a charming eat-in dining area. A full-size washer and dryer are conveniently located inside the unit and are included with the sale. Privately situated down the hallway, the primary suite features a large walk-in closet and en suite bathroom. Step outside to your covered porch overlooking the pool, the perfect spot to enjoy your morning coffee or unwind at the end of the day. The porch may also be screened in for additional privacy and year-round enjoyment. Recent updates include a new AC system and water heater, providing peace of mind for years to come. Professionally cleaned and meticulously maintained, this home is truly move-in ready. Just bring your belongings and start enjoying the Florida lifestyle. Residents enjoy access to resort-style amenities including a sparkling pool, hot tub, fitness center, sauna, clubhouse, and beautifully landscaped grounds. Condo fees cover exterior maintenance, roof upkeep, grounds maintenance, trash service, clubhouse amenities, and security cameras throughout the community. The home also includes a covered assigned parking space, offering everyday convenience and protection from the elements. Ideally located in the heart of Clearwater, you'll be close to shopping, restaurants, and everyday conveniences, while just minutes from Eagle Lake Park, golf courses, major airports, and the world-famous sugar sand beaches of Clearwater Beach. Enjoy the ease of maintenance-free living, where exterior upkeep, landscaping, and community amenities are taken care of for you. Spend less time on chores and more time enjoying the beach, relaxing by the pool, and experiencing everything Clearwater has to offer. This is Florida living the way it was meant to be.

Getting Around

35
WalkingCar-Dependent
21
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

9/10
Plumb Elementary SchoolGrades PK-50.9 mi
6/10
Oak Grove Middle SchoolGrades 6-80.5 mi
5/10
Clearwater High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Solid Wood Cabinets,Thermostat
  • Door features: Outdoor Shower
  • Flooring: Ceramic Tile,Luxury Vinyl,Tile
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit,End Unit

Great Room

  • Level: First
  • Area: 336
  • Dimensions: 21x16

Heating & Cooling

  • Heating features: Central,Electric,Exhaust Fan
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 242915071550044210
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Balcony,Irrigation System,Lighting,Outdoor Shower,Rain Gutters,Sauna,Sidewalk,Storage
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 4.34 Acres

Parking

  • Total spaces: 1
  • Parking features: Assigned,Common,Covered,Ground Level,Guest,Open,Reserved
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$177$2,124
Property Taxes $281$3,372
Electricity $197$2,366
Total$1,514$18,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,908/yr
40% on housing$45,420/yr
45% on housing$40,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 33764$139
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33764$276
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$170,000
2026-07-18Contingent$170,000
2026-06-20Listed for sale$170,000
2026-05-20Listing removed$2,200
2026-03-16Price change$2,200
2026-01-16Price change$2,250
2026-01-12Listed for rent$2,400
2021-01-07Sold$159,000
2020-11-19Pending sale$165,000
2020-10-12Listed for sale$165,000
2007-04-02Sold$176,500
2005-07-12Sold$168,900

For Sale by Agent

AgentDenvir Steele
BrokerageREALTY EXPERTS ASSOCIATES

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