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2181 SW Larchmont Lane, Port Saint Lucie, FL, 34984

3beds
2baths
1,345sqft
$379,500
$282price/sqft
$3,014/moest. monthly cost
$120,560/yrincome needed

About This Home

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
5/10
Northport K-8 SchoolGrades PK-83.3 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Composition,Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Cathedral Ceiling(s),Entrance Foyer,Kitchen Island,Kitchen/Dining Combo,Split Bedrooms,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,351
  • Total interior livable area: 1,345 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Living Room

  • Level: Main
  • Area: 460
  • Dimensions: 23 X 20

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14 X 13

Property

Details

  • Parcel number: 342058525960005
  • Zoning: RS-2PS
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Outdoor Living Area,Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other
  • Waterfront features: None

Lot

  • Lot size: 10,000 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,918$23,016
Home Insurance *$252$3,024
Property Taxes $647$7,764
Electricity $197$2,366
Total$3,014$36,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,337/yr
40% on housing$90,420/yr
45% on housing$80,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 34984$300
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34984$232
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$379,500
2025-02-21Listing removed$375,000
2024-11-18Price change$375,000
2024-09-26Price change$380,000
2024-09-04Price change$385,000
2024-08-23Listed for sale$390,000
2016-08-01Sold$150,900
2016-06-07Listed for sale$154,900
2016-05-01Listing removed$154,900
2016-05-01Pending sale$154,900
2016-04-20Listed for sale$154,900
2009-12-01Sold$81,200
2009-05-01Listing removed$89,500
2009-03-01Price change$89,500
2009-02-22Price change$98,400
2009-02-07Price change$104,000
2009-01-16Listed for sale$115,000
2003-10-02Sold$119,900
2003-03-06Sold$10,500

For Sale by Agent

AgentEnilia Idany Rubalcaba
BrokerageMontesano Realty & Associates LLC

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