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116 NW Summerville Court, Port Saint Lucie, FL, 34986

3beds
3baths
2,490sqft
$549,000
$220price/sqft
$4,469/moest. monthly cost
$178,760/yrincome needed

About This Home

Lakefront in gated Magnolia Lakes! This 3-bedroom, 3-full-bath + Den CBS home offers 2,490 sq ft under air on a quarter-acre cul-de-sac lot with wide water views and no rear neighbors. Metal roof, impact glass windows, and complete hurricane protection, plus new A/C (2025) and new water heater (2025) — the big-ticket items are already done. Screened lanai and covered front porch overlook the water, and an enlarged brick paver driveway leads to the attached 2-car garage. Flood Zone X. Low $275/month HOA includes lawn care, internet, and resort-style amenities: heated pool, fitness center, clubhouse, tennis, pickleball, and basketball behind a staffed gate. No CDD. Minutes to Clover Park (NY Mets spring training), golf, shopping, and dining in the heart of St. Lucie West, close to I-95 and Florida's Turnpike. Move-in ready. The home is currently unfurnished. Any furnishings or items in the image have been virtually staged.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Parkway Elementary SchoolGrades PK-51.4 mi
5/10
Northport K-8 SchoolGrades PK-81.8 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Metal
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Cooktop,Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Built-in Features,Bathtub,Dual Sinks,Kitchen Island,Soaking Tub,Separate Shower
  • Flooring: Tile,Wood
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,752
  • Total interior livable area: 2,490 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11 X 8

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14 X 16

Master Bedroom

  • Level: Main
  • Area: 216
  • Dimensions: 12 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 332450000330009
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association,Heated
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 9,714 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 5
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$422$5,064
Property Taxes $1,021$12,252
Electricity $250$3,007
Total$4,469$53,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,222/yr
40% on housing$134,070/yr
45% on housing$119,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 34986$192
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34986$199
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$549,000
2003-10-02Sold$287,500

For Sale by Agent

AgentSean Quinn
BrokerageWater Pointe Realty Group

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