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85-922 Midway St, Waianae, HI, 96792

5beds
4baths
2,409sqft
$1,150,000
$477price/sqft
$7,244/moest. monthly cost
$289,760/yrincome needed

About This Home

Price improvement! Stunning brand new constructed and beautifully designed contemporary 2-story home featuring 5 bedrooms, 4 bathrooms & 2-car garage with quality materials and finishes. Highlights include porcelain tiles, luxury vinyl plank flooring, recess lights, beautiful kitchen cabinetry & countertops, split AC, and more. This property offers a flexible floor plan, great for extended family living. Upper level: 3/2 with full kitchen, dining, living room, and a spacious open lanai for unwinding after a long day. Lower level: 2/2 with wetbar, family room, and a covered patio perfect for the backyard BBQ and entertaining. The open-concept kitchen flows effortlessly into the dining and living areas, creating the perfect space for family gatherings and lasting memories. Large spacious yard for entertaining or gardening. Fully fenced with a motorized gate for privacy. Conveniently located near shopping, schools, and minutes away from Pokai Bay Beach Park. CPR with no common area or HOA fees. Property tax not yet updated. SUNDAY OPEN HOUSE, 2 PM - 5 PM.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Waianae Elementary SchoolGrades PK-60.3 mi
2/10
1/10
Waianae High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Ceramic Tile,Other,Vinyl

Foyer

  • Level: Lower

Interior Area

  • Total structure area: 2,852
  • Total interior livable area: 2,409 sqft

Laundry

  • Level: Lower

Screened Porch

  • Level: Upper

Property

Details

  • Parcel number: 1850070030001
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage type: Other
  • Topography of land: Level

Lot

  • Features: Cleared,Interior Lot,Other,Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Three or more Spaces,On Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Earthquake
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$303$3,636
Property Taxes $351$4,212
Electricity $775$9,308
Total$7,244$86,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,365/yr
40% on housing$217,320/yr
45% on housing$193,173/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 96792$531
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96792$497
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$1,150,000
2025-10-01Listed for sale$1,160,000
2025-09-30Listing removed$1,180,000
2025-05-30Price change$1,180,000
2022-07-01Pending sale$624,000
2022-06-20Listed for sale$624,000

New Construction

AgentJill ZY Lee
BrokerageLoyal Realty, LLC

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