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85-209 Ala Akau St APT G, Waianae, HI, 96792

3beds
1baths
952sqft
$219,000
$230price/sqft
$1,601/moest. monthly cost
$64,040/yrincome needed

About This Home

Welcome home to an affordable 3-bedroom/1 bath duplex that’s perfect for first-time buyers. Enjoy easy single-level living, a spacious 3,193 sq. ft. lot, a 2-car carport, and a fully fenced backyard—ideal for pets, play, or hosting friends. The lease rent is just $70.16/month, with a scheduled increase to $91.25/month from July 1, 2027 through June 30, 2031. For added long-term value, the lease may be extended to 2055 (See Supplements for Extended Lease Terms and Special Assessment $127.00/month to November 2026). Eligible for multiple financing options, including FHA Spot loans and Conventional loans. Tenant is on a Month-to-Month Lease, 2 days notice is required for all showings.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Anuenue SchoolGrades PK-1228.1 mi
2/10
1/10
Waianae High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1974

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Duplex
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Vinyl

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 952 sqft

Property

Details

  • Parcel number: 1850260670000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level

Lot

  • Features: Cleared,Interior Lot,Level,Planned Unit Development

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Landslide
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$57$684
Property Taxes $63$756
Electricity $374$4,497
Total$1,601$19,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,891/yr
40% on housing$48,030/yr
45% on housing$42,693/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 96792$534
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96792$497
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$219,000

For Sale by Agent

AgentG. Jeannie Byers
BrokerageWest Beach Realty, Inc.

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