1261 Lake Summerset Rd, Davis, IL, 61019
About This Home
This 4-bedroom walkout ranch in the Durand School District features one of Lake Summerset’s most popular floor plans, offering an open layout with excellent natural lighting and spacious rooms throughout. The home is in exceptional condition and includes a large family room with ample storage. The lower-level walkout provides two additional bedrooms, a full bath, and an under-deck patio. Ideally located near the front gate, beach, lodge, and marina, the property will also benefit from a new roof to be installed soon. The sale price includes the adjacent lot if desired, which adds $1,175 to the annual dues. Many furnishings can be included, and a boat, golf cart, and lawn tractor are available for negotiation.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Shingle
- Construction materials: Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Main
- Area: 208
Bedroom3
- Level: Basement
- Area: 146.59
Bedroom4
- Level: Walk Out
- Area: 151.8
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 154
Family Room
- Level: Basement
- Area: 990
Features
- Great Room,Ceiling-Vaults/Cathedral,Solid Surface Counters,Walk-In Closet(s)
- Window features: Window Treatments
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,256
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,256
- Total interior livable area: 3,256 sqft
Kitchen
- Level: Main
- Area: 200
Living Room
- Level: Main
- Area: 552
Master Bedroom
- Level: Main
- Area: 277.2
Property
Details
- Parcel number: 0506202008
Features
- Has view: Yes
- View description: Country
Lot
- Lot size: 0.34 Acres
- Features: County Taxes,Full Exposure
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $720 | $8,640 |
| Electricity | $250 | $3,005 |
| Total | $3,083 | $36,996 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $379,000 |
| 2011-02-11 | Sold | $234,000 |
| 2010-10-21 | Sold | $233,750 |
| 2010-07-24 | Listed for sale | $265,000 |
| 2008-09-23 | Sold | $145,000 |
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