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914 Tivoli Dr, Rockford, IL, 61107

5beds
4baths
3,884sqft
$584,900
$151price/sqft
$4,788/moest. monthly cost
$191,520/yrincome needed

About This Home

** Priced below market - EQUITY OPPORTUNITY IN BELLA RESERVES!! Rare chance to buy under market value in this beautiful custom home subdivision! **This well appointed home offers a first-floor master suite and an expansive, flexible floor plan covering 3,884 square feet. Ideal for related or multi generational living, it offers bedrooms and bathrooms on every level! The home is adorned with arched entryways, solid wood recessed panel doors, wide trim and baseboards, 4' hardwood floors, and a leaded glass entry door. Come home to an expansive paver brick driveway complemented by a brick front with stone accents. Notable features include a gourmet kitchen with 42" maple cabinets, granite countertops, a center island, and a pantry cabinets. The spacious master suite offers a tray ceiling, a vaulted spa-like master bath with soaking tub and oversized marble shower with body sprays, and dual walk-in closets. Formal Dining Room with recessed ceiling and leaded glass lighting is perfect for holiday gatherings or everyday meals made special. The family room features an 11-ft coffered ceiling and a wood-burning fireplace, perfect for cozy evenings. The sprawling finished English basement with 5th bedroom and full bath features a private tandem room, rec room, extra room perfect for gym or office, and huge storage room. Enjoy the sunroom overlooking the backyard with French doors and porcelain tile floors. The large laundry room provides ample cabinetry, counter space, and a sink. Step outside and enjoy the back paver patio with a firepit and a wrought iron fenced-in .4 acre yard. The home is equipped with abundant closet and storage space, casement windows, ceiling fans throughout, upgraded hardware and light fixtures, and more. Completing this finely built home is a three-car garage, ensuring plenty of space for your vehicles and storage needs. Conveniently located just minutes to I90, nearby shopping and schools, this beautiful area offers several forest preserves and outdoor activities. A wonderful opportunity to bring your decor ideas and make it your own! ** SOLD AS-IS **

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
3/10
Eisenhower Middle SchoolGrades 6-82.5 mi
3/10
Guilford High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Other

  • Builder model: main floor master

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Daylight

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 182
  • Dimensions: 13X14

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 294
  • Dimensions: 21X14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Eating Area

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Family Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 414
  • Dimensions: 23X18

Features

  • Walk-In Closet(s),High Ceilings,Coffered Ceiling(s),Beamed Ceilings
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Family Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 72
  • Dimensions: 9X8

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,884 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet),Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 99
  • Dimensions: 9X11

Master Bedroom

  • Features: Flooring (Vinyl),Bathroom (Full)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Office

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 182
  • Dimensions: 14X13

Other

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 132
  • Dimensions: 12X11

Recreation Room

  • Features: Flooring (Vinyl)
  • Level: Lower
  • Area: 484
  • Dimensions: 22X22

Storage

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 777
  • Dimensions: 37X21

Sun Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Walk In Closet

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 98
  • Dimensions: 14X7

Property

Accessibility

  • Accessibility features: Ramp - Main Level,Disability Access

Details

  • Parcel number: 1222129005
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fire Pit
  • Fencing: Fenced

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 102 x 167 x 207 x 95

Parking

  • Total spaces: 3
  • Parking features: Brick Driveway,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance *$422$5,064
Property Taxes $1,111$13,332
Electricity $298$3,584
Total$4,788$57,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,160/yr
40% on housing$143,640/yr
45% on housing$127,680/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 61107$120
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61107$116
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$499,999
2026-02-23Price change$515,000
2025-11-21Price change$584,900
2025-11-12Price change$524,000
2025-11-11Listed for sale$534,900
2025-11-08Listing removed$539,900
2025-10-30Price change$539,900
2025-10-10Price change$549,900
2025-10-03Price change$564,900
2025-09-25Price change$574,900
2025-08-31Listed for sale$584,900
2022-05-31Sold$426,500
2022-05-17Pending sale$454,900
2022-04-12Price change$454,900
2022-02-28Price change$479,800
2022-02-08Listed for sale$494,800
2009-11-19Sold$321,900
2009-10-24Listed for sale$345,900
2009-10-17Listing removed$321,900
2009-10-01Price change$321,900
2009-09-12Price change$345,900
2009-08-14Price change$363,900
2009-07-30Price change$382,900
2009-07-01Price change$396,900
2009-05-01Listed for sale$428,900
2007-06-13Sold$515,000
2006-02-21Sold$52,500

For Sale by Agent

AgentSagine Augustin, LHC,MRP,SRS
BrokerageBerkshire Hathaway HomeServices Starck Real Estate

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