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403 Woodland Ave, Smithville, MO, 64089

4beds
3baths
1,473sqft
$320,000
$217price/sqft
$2,268/moest. monthly cost
$90,720/yrincome needed

About This Home

Welcome home to this beautifully maintained front to back split home in the desirable Kindred Heights subdivision! Offering the perfect blend of space, comfort, and functionality, this home has been thoughtfully updated to provide even more finished living area. The owners have added approximately 325 square feet of space in the lower level, creating a spacious fourth bedroom and an additional half bath, making it ideal for guests, a home office, a recreation room, or multigenerational living. The split floor plan offers a bright and inviting main living area with comfortable gathering spaces and a functional layout designed for everyday living. The finished lower level adds valuable flexibility to meet a variety of lifestyle needs. Located just minutes from charming Downtown Smithville, you'll enjoy easy access to local restaurants, boutiques, coffee shops, parks, and community events. Outdoor recreation is just around the corner at Smithville Lake, where you can take advantage of boating, fishing, swimming, hiking, biking trails, camping, and more. With convenient access to Highway 169, commuting to Kansas City is simple while still enjoying the benefits of Smithville's highly regarded schools and welcoming small-town atmosphere. Don't miss the opportunity to own this one owner move-in-ready home with additional living space in one of Smithville's most desirable neighborhoods. Schedule your private showing today!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

10/10
Maple Elementary SchoolGrades PK-60.9 mi
7/10
Smithville Middle SchoolGrades 7-80.7 mi
9/10
Smithville High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Other

  • Builder model: Front to Back Split

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Garage Entrance,Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Smart Thermostat
  • Flooring: Carpet,Concrete,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room,Wood Burning,Zero Clearance
  • Fireplace: Yes
  • Finished area below ground: 325
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,473
  • Total interior livable area: 1,473 sqft

Property

Details

  • Parcel number: 059050004014.00

Features

  • Patio & porch: Patio
  • Fencing: Metal

Lot

  • Lot size: 0.30 Acres
  • Features: City Limits,Cul-De-Sac
  • Lot size dimensions: 13068 SF

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$227$2,724
Property Taxes $282$3,384
Electricity $141$1,693
Total$2,268$27,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,760/yr
40% on housing$68,040/yr
45% on housing$60,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 64089$188
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64089$179
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$320,000
2026-07-16Listed for sale$325,000
2010-07-12Sold--

For Sale by Agent

AgentJoseph Fees
BrokerageReeceNichols- Leawood Town Center

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