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12406 NE 172nd St, Kearney, MO, 64060

5beds
5baths
4,743sqft
$1,350,000
$285price/sqft
$9,232/moest. monthly cost
$369,280/yrincome needed

About This Home

Rare opportunity to own a spectacular estate home on more than 11 tranquil lakefront acres! This incredible property is set back from the road for privacy along a paved road that winds through a treed area. The 1.5-story home awaits along with a 30x80 Morton building and a 30x50 post & beam barn complete with finished loft space, office, and its own full bath. Just beyond the buildings is the fully-stocked lake, shared with just a few neighbors making it a great place to spend a morning fishing or just relaxing with a good book. The home itself is spectacular with large windows to put the water view front and center. The main level features a home office, formal dining room, living area with see-through fireplace into the hearth room, and a contemporary kitchen with butcher block and stone counters, an island, and pantry. The main level primary bedroom suite has a coffered ceiling, walk-in closet and large bathroom with a dual vanity. The upper level has three large bedrooms with ample storage. The walkout basement has a large rec space and the fifth bedroom along with a full bathroom. Sellers added a beautiful fence from the buildings to the water. And if you appreciate a home with a story, this one is the former home of a renowned sculptor and paleo artist who used the barn as a studio where he recreated a life-size mammoth and multiple dinosaurs, among others! This is truly a dream home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
7/10
Kearney Middle SchoolGrades 6-74.3 mi
9/10
Kearney High SchoolGrades 10-125.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Composition
  • Construction materials: Stone Trim,Stucco & Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Refrigerator,Built-In Oven,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Full,Walk-Out Access

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter,Hearth Room,Living Room,See Through
  • Fireplace: Yes
  • Finished area below ground: 1,925
  • Finished area above ground: 2,818

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,743
  • Total interior livable area: 4,743 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 074010002007.00

Features

  • Patio & porch: Deck,Patio
  • Fencing: Metal,Partial,Wood
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 11.37 Acres
  • Features: Acreage,Level
  • Lot size dimensions: 11.37+/- Acres

Parking

  • Total spaces: 6
  • Parking features: Built-In,Detached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$852$10,224
Property Taxes $1,192$14,304
Electricity $362$4,346
Total$9,232$110,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,525/yr
40% on housing$276,960/yr
45% on housing$246,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 64060$220
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64060$188
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$1,350,000
2026-04-23Listing removed$1,350,000
2023-12-14Sold--
2023-10-13Pending sale$1,199,000
2023-06-27Price change$1,199,000
2023-04-19Listed for sale$1,350,000
2018-12-06Listing removed$700,000
2018-11-16Listed for sale$700,000
2018-08-21Sold--
2018-07-09Pending sale$699,000
2018-06-20Price change$699,000
2018-04-27Price change$725,000
2017-11-13Listed for sale$747,500
2017-08-07Listing removed$747,500
2017-06-30Listed for sale$747,500
2008-03-13Listing removed$545,000
2008-02-19Listed for sale$545,000
2007-07-13Sold--

For Sale by Agent

AgentJo Chavez
BrokerageRedfin Corporation

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